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Paragon Pragmatic Lending
1915 Foxtail Terrace, Kelowna BC V1P 1T9
BCFSA Brokerage License X301089
(778) 557-2144
[email protected]

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Copyright 2026 - All rights reserved. Paragon Pragmatic Lending.
Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) and cash or rental damming involve risk. Consult a qualified tax professional.
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Find tools, guides, or services.

Investment property mortgages

Optimize rental cashflows, DSCR, and tax-aware strategies.

Investor-focused underwriting

We model rental offsets, DSCR, and lender-specific guidelines so you know the real borrowing power of the property.

Your dashboard keeps leases, rent rolls, and broker notes organized for fast approvals.

What we analyze

  • Rental income treatment by lender.
  • DSCR thresholds and portfolio strategy.
  • Reserve planning for vacancies and repairs.

Helpful tools

Use DSCR and rental qualifier tools to validate cash flow.

  • DSCR calculator
  • Rental qualifier
  • Rate comparison

Frequently asked questions

Do I need 20% down for a rental?

Typically yes, but lender programs vary by property type and borrower profile.

Can projected rent be used?

Some lenders accept market rent appraisals; others require signed leases.

Will you help with multiple properties?

Yes. We can structure portfolio strategies with DSCR and lender limits in mind.

Next step

Ready when you are

Hold a rate, book time with the Broker team, or jump straight into the secure dashboard.

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Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) or cash/rental damming involve risk. Consult a qualified professional before proceeding.

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