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Paragon Pragmatic Lending
1915 Foxtail Terrace, Kelowna BC V1P 1T9
BCFSA Brokerage License X301089
(778) 557-2144
[email protected]

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Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) and cash or rental damming involve risk. Consult a qualified tax professional.
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Readvanceable mortgages

Pair amortizing and revolving portions for advanced payoff strategies.

Built for long-term planning

Readvanceable mortgages combine a standard mortgage with a credit line that grows as you pay down principal.

Use cases

  • Smith Manoeuvre planning
  • Debt recycling strategies
  • Cash flow optimization

Considerations

  • Requires disciplined tracking
  • Higher complexity than standard mortgages

Representative rates

Frequently asked questions

Do all lenders offer readvanceable products?

No. Product availability varies widely by lender.

Is it more expensive?

Rates can be slightly higher, but the strategy benefits can offset costs.

Next step

Ready when you are

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Information is general and not legal, tax, or investment advice. Review lender policies and contract terms before selecting a product.

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