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Paragon Pragmatic Lending
1915 Foxtail Terrace, Kelowna BC V1P 1T9
BCFSA Brokerage License X301089
(778) 557-2144
[email protected]

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Copyright 2026 - All rights reserved. Paragon Pragmatic Lending.
Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) and cash or rental damming involve risk. Consult a qualified tax professional.
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Portable mortgages

Move your mortgage when you move homes, with rules and timing to follow.

Flexibility when you move

Portability lets you transfer your mortgage to a new property, potentially avoiding penalties.

Portability rules

  • Timing windows
  • Qualifying on the new property
  • Porting with a top-up

Frequently asked questions

Can I port any mortgage?

Not always. It depends on lender policies and the new property type.

Next step

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Information is general and not legal, tax, or investment advice. Review lender policies and contract terms before selecting a product.

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