Check qualification from a mortgage amount, income, and debts.
Save + compare
Create a free account to save scenarios, compare options, and share results inside a secure dashboard with your broker team.
Need the trust details before you share anything? Review Privacy, Disclosures, Security, and Editorial policy.
Required Income
Mortgage
Estimate the maximum purchase price based on income, debts, and stress-test rules.
Compare multiple scenarios to find a comfortable payment range.
$140k household income
See maximum purchase price at 25-year amortization.
Debt reduction scenario
Remove a car loan to see how affordability changes.
Pair the calculator output with the right buyer guide, then pressure-test lender fit, down payment, and closing-day cash before you make an offer.
Guides
Read the Canada-specific playbook before you commit to the next step.
Execution
Use the broker workflow, rates pages, or secure dashboard to move from estimate to action.
Save and compare scenarios
Create a free account to save scenarios, compare options side by side, and share results with your broker team.
Want to verify how Pragmatic handles your data and guidance? Review Privacy, Disclosures, Security, and Editorial policy.
Debt ratios and stress-test rules can reduce qualifying amounts.
Yes. A larger down payment reduces the mortgage amount and ratios.
No. It is an estimate. Lenders must verify documents for approval.