Enter your income and estimate your maximum mortgage.
Save + compare
Create a free account to save scenarios, compare options, and share results with your broker team.
Optional. Helps compute minimum down payment.
Stress-test GDS/TDS ratios using OSFI rules and lender targets.
Estimate the mortgage amount you can qualify for based on income and debts.
Use it to see how changes in income or debt affect approval limits.
Dual-income scenario
Combine two incomes and check qualifying amounts.
Single-income with lower debt
See how paying off a loan changes qualification.
Save and compare scenarios
Create a free account to save scenarios, compare options side by side, and share results with your broker team.
Some lenders average variable income over two years. Ask your broker for specifics.
Lenders use different income calculations. Use this as a starting point.
Property taxes and heating can affect ratios; include them where available.