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Canadian mortgage tools · CAD

Current mortgage rates

Current public data and calculations from Pragmatic Mortgage. Anonymous access; no account required.

50 offers shown of 450 matches. Compare the conditions, fees and lender-check times.

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lenders
  1. lender
    BMO Bank of Montreal
  2. lender
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  3. lender
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  4. lender
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  5. lender
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  6. lender
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https://pragmatic.mortgage/rates?format=html&page=1&pageSize=100
Lender / mortgageAPRConditions and source
BMO Bank of Montreal10-year fixed · UNINSURED
6.81%APRContract rate 6.8%
Conditions and lender check
product
Posted Fixed over 25 yr
notes
BMO public posted mortgage rate; 10 year(closed); amortization over 25 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:44.882Z
verification Evidence Expires At
2026-10-19T01:04:44.882Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

TD Canada Trust logo
TD Canada Trust10-year fixed · UNINSURED
6.81%APRContract rate 6.8%
Conditions and lender check
product
Uninsured – 25 yr
notes
TD public mortgage rates API; 10 Year Fixed Closed; posted advertised rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:03.982Z
verification Evidence Expires At
2026-10-19T01:07:03.982Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Island Savings logo
Island Savings0.5-year fixed · UNINSURED
6.84%APRContract rate 6.64%
Conditions and lender check
product
Uninsured – 25 yr
notes
Tru Cooperative public 6 month fixed rate (closed); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:20.320Z
verification Evidence Expires At
2026-10-19T01:05:20.320Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Valley First logo
Valley First0.5-year fixed · UNINSURED
6.84%APRContract rate 6.64%
Conditions and lender check
product
Uninsured – 25 yr
notes
Tru Cooperative public 6 month fixed rate (closed); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:04.835Z
verification Evidence Expires At
2026-10-19T01:07:04.835Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Envision Financial logo
Envision Financial0.5-year fixed · UNINSURED
6.84%APRContract rate 6.64%
Conditions and lender check
product
Uninsured – 25 yr
notes
Tru Cooperative public 6 month fixed rate (closed); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:06.220Z
verification Evidence Expires At
2026-10-19T01:05:06.220Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Manulife logo
Manulife1-year fixed · UNINSURED
6.89%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
Manulife Bank Select posted closed fixed mortgage rate; 1-year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:21.750Z
verification Evidence Expires At
2026-10-19T01:05:21.750Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Desjardins logo
Desjardins10-year fixed · UNINSURED
6.89%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
Desjardins posted closed fixed mortgage rate; 10 years.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:00.684Z
verification Evidence Expires At
2026-10-19T01:05:00.684Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

B2B Bank logo
B2B Bank10-year fixed · UNINSURED
7.17%APRContract rate 7.14%
Conditions and lender check
product
Uninsured – 25 yr
notes
B2B Bank posted fixed mortgage rate; 10-year closed.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:41.290Z
verification Evidence Expires At
2026-10-19T01:04:41.290Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Beem Credit Union logo
Beem Credit Union1-year fixed · UNINSURED
7.20%APR · estimate
Conditions and lender check
product
Open Fixed
notes
Beem public 1-year open fixed mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:42.792Z
verification Evidence Expires At
2026-10-19T01:04:42.792Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CMLS Financial logo
CMLS Financial6-year fixed · UNINSURED
7.34%APR · estimate
Conditions and lender check
product
Standard
notes
CMLS public standard fixed mortgage rate; FIXED 6 YEAR MORTGAGES.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:49.552Z
verification Evidence Expires At
2026-10-19T01:04:49.552Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Envision Financial logo
Envision Financial7-year fixed · UNINSURED
7.41%APRContract rate 7.39%
Conditions and lender check
product
Uninsured – 25 yr
notes
Tru Cooperative public 7 year fixed rate (closed); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:06.220Z
verification Evidence Expires At
2026-10-19T01:05:06.220Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Island Savings logo
Island Savings7-year fixed · UNINSURED
7.41%APRContract rate 7.39%
Conditions and lender check
product
Uninsured – 25 yr
notes
Tru Cooperative public 7 year fixed rate (closed); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:20.320Z
verification Evidence Expires At
2026-10-19T01:05:20.320Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Valley First logo
Valley First7-year fixed · UNINSURED
7.41%APRContract rate 7.39%
Conditions and lender check
product
Uninsured – 25 yr
notes
Tru Cooperative public 7 year fixed rate (closed); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:04.835Z
verification Evidence Expires At
2026-10-19T01:07:04.835Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Valley First logo
Valley First10-year fixed · UNINSURED
7.65%APRContract rate 7.64%
Conditions and lender check
product
Uninsured – 25 yr
notes
Tru Cooperative public 10 year fixed rate (closed); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:04.835Z
verification Evidence Expires At
2026-10-19T01:07:04.835Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Island Savings logo
Island Savings10-year fixed · UNINSURED
7.65%APRContract rate 7.64%
Conditions and lender check
product
Uninsured – 25 yr
notes
Tru Cooperative public 10 year fixed rate (closed); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:20.320Z
verification Evidence Expires At
2026-10-19T01:05:20.320Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Scotiabank logo
Scotiabank5-year variable · UNINSURED
7.65%APR · estimate
Conditions and lender check
product
Posted Open Variable
notes
Scotiabank public posted variable mortgage rate; Scotia Flex Value Mortgage; 5 year open term.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:06:01.017Z
verification Evidence Expires At
2026-10-19T01:06:01.017Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Envision Financial logo
Envision Financial10-year fixed · UNINSURED
7.65%APRContract rate 7.64%
Conditions and lender check
product
Uninsured – 25 yr
notes
Tru Cooperative public 10 year fixed rate (closed); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:06.220Z
verification Evidence Expires At
2026-10-19T01:05:06.220Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

TD Canada Trust logo
TD Canada Trust5-year variable · UNINSURED
7.77%APRContract rate 7.75%
Conditions and lender check
product
Uninsured – 25 yr
notes
TD public mortgage rates API; 5 Year Variable Open; special advertised rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:03.982Z
verification Evidence Expires At
2026-10-19T01:07:03.982Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

BMO Bank of Montreal3-year variable · UNINSURED
7.78%APRContract rate 7.75%
Conditions and lender check
product
Posted Variable over 25 yr
notes
BMO public posted mortgage rate; 3 year (open); amortization over 25 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:44.882Z
verification Evidence Expires At
2026-10-19T01:04:44.882Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

BMO Bank of Montreal3-year variable · UNINSURED
7.78%APRContract rate 7.75%
Conditions and lender check
product
Posted Variable under 25 yr
notes
BMO public posted mortgage rate; 3 year (open); amortization under 25 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:44.882Z
verification Evidence Expires At
2026-10-19T01:04:44.882Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Envision Financial logo
Envision Financial1-year fixed · UNINSURED
7.80%APRContract rate 7.7%
Conditions and lender check
product
Fixed Open
notes
Tru Cooperative public 1 year fixed rate (open); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:06.220Z
verification Evidence Expires At
2026-10-19T01:05:06.220Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Island Savings logo
Island Savings1-year fixed · UNINSURED
7.80%APRContract rate 7.7%
Conditions and lender check
product
Fixed Open
notes
Tru Cooperative public 1 year fixed rate (open); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:20.320Z
verification Evidence Expires At
2026-10-19T01:05:20.320Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Valley First logo
Valley First1-year fixed · UNINSURED
7.80%APRContract rate 7.7%
Conditions and lender check
product
Fixed Open
notes
Tru Cooperative public 1 year fixed rate (open); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:04.835Z
verification Evidence Expires At
2026-10-19T01:07:04.835Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Valley First logo
Valley First0.5-year fixed · UNINSURED
7.90%APRContract rate 7.7%
Conditions and lender check
product
Fixed Open
notes
Tru Cooperative public 6 month fixed rate (open); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:04.835Z
verification Evidence Expires At
2026-10-19T01:07:04.835Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Island Savings logo
Island Savings0.5-year fixed · UNINSURED
7.90%APRContract rate 7.7%
Conditions and lender check
product
Fixed Open
notes
Tru Cooperative public 6 month fixed rate (open); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:20.320Z
verification Evidence Expires At
2026-10-19T01:05:20.320Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Envision Financial logo
Envision Financial0.5-year fixed · UNINSURED
7.90%APRContract rate 7.7%
Conditions and lender check
product
Fixed Open
notes
Tru Cooperative public 6 month fixed rate (open); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:06.220Z
verification Evidence Expires At
2026-10-19T01:05:06.220Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CMLS Financial logo
CMLS Financial7-year fixed · UNINSURED
7.99%APR · estimate
Conditions and lender check
product
Standard
notes
CMLS public standard fixed mortgage rate; FIXED 7 YEAR MORTGAGES.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:49.552Z
verification Evidence Expires At
2026-10-19T01:04:49.552Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Desjardins logo
Desjardins0.5-year fixed · UNINSURED
7.99%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
Desjardins posted closed fixed mortgage rate; 6 months.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:00.684Z
verification Evidence Expires At
2026-10-19T01:05:00.684Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

B2B Bank logo
B2B Bank0.5-year fixed · UNINSURED
8.07%APRContract rate 7.84%
Conditions and lender check
product
Uninsured – 25 yr
notes
B2B Bank posted fixed mortgage rate; 6-month closed.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:41.290Z
verification Evidence Expires At
2026-10-19T01:04:41.290Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CMLS Financial logo
CMLS Financial10-year fixed · UNINSURED
8.09%APR · estimate
Conditions and lender check
product
Standard
notes
CMLS public standard fixed mortgage rate; FIXED 10 YEAR MORTGAGES.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:49.552Z
verification Evidence Expires At
2026-10-19T01:04:49.552Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CWB Optimum Mortgage (Alternative Lending) logo
8.12%APRContract rate 7.59%
Conditions and lender check
product
Uninsured – 25 yr
notes
National Bank Optimum Alternative posted fixed-rate loan; 3 years.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:59.572Z
verification Evidence Expires At
2026-10-19T01:04:59.572Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CWB Optimum Mortgage (Alternative Lending) logo
8.23%APRContract rate 7.49%
Conditions and lender check
product
Uninsured – 25 yr
notes
National Bank Optimum Alternative posted fixed-rate loan; 2 years.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:59.572Z
verification Evidence Expires At
2026-10-19T01:04:59.572Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CWB Optimum Mortgage (Alternative Lending) logo
8.31%APRContract rate 7.89%
Conditions and lender check
product
Uninsured – 25 yr
notes
National Bank Optimum Alternative posted fixed-rate loan; 4 years.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:59.572Z
verification Evidence Expires At
2026-10-19T01:04:59.572Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

B2B Bank logo
B2B Bank0.5-year fixed · UNINSURED
8.48%APRContract rate 8.25%
Conditions and lender check
product
Uninsured – 25 yr
notes
B2B Bank posted fixed mortgage rate; 6-month convertible.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:41.290Z
verification Evidence Expires At
2026-10-19T01:04:41.290Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CWB Optimum Mortgage (Alternative Lending) logo
8.77%APRContract rate 7.39%
Conditions and lender check
product
Uninsured – 25 yr
notes
National Bank Optimum Alternative posted fixed-rate loan; 1 year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:59.572Z
verification Evidence Expires At
2026-10-19T01:04:59.572Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

ATB Financial logo
ATB Financial2-year fixed · UNINSURED
8.90%APRContract rate 8.85%
Conditions and lender check
product
Standard
notes
Client Rates · Open fixed-rate mortgages · 2 years.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:39.013Z
verification Evidence Expires At
2026-10-19T01:04:39.013Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

ATB Financial logo
ATB Financial1-year fixed · UNINSURED
8.95%APRContract rate 8.85%
Conditions and lender check
product
Standard
notes
Client Rates · Open fixed-rate mortgages · 1 year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:39.013Z
verification Evidence Expires At
2026-10-19T01:04:39.013Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

ATB Financial logo
ATB Financial0.5-year fixed · UNINSURED
9.05%APRContract rate 8.85%
Conditions and lender check
product
Standard
notes
Client Rates · Open fixed-rate mortgages · 6 months.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:39.013Z
verification Evidence Expires At
2026-10-19T01:04:39.013Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

B2B Bank logo
B2B Bank1-year fixed · UNINSURED
9.27%APRContract rate 9.15%
Conditions and lender check
product
Uninsured – 25 yr
notes
B2B Bank posted fixed mortgage rate; 1-year open.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:41.290Z
verification Evidence Expires At
2026-10-19T01:04:41.290Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

B2B Bank logo
B2B Bank0.5-year fixed · UNINSURED
9.38%APRContract rate 9.15%
Conditions and lender check
product
Uninsured – 25 yr
notes
B2B Bank posted fixed mortgage rate; 6-month open.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:41.290Z
verification Evidence Expires At
2026-10-19T01:04:41.290Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Community Savings Credit Union logo
Community Savings Credit Union1-year fixed · UNINSURED
9.75%APR
Conditions and lender check
product
Uninsured – 25 yr
notes
Community Savings posted open mortgage rate; 1-Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:57.370Z
verification Evidence Expires At
2026-10-19T01:04:57.370Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Scotiabank logo
Scotiabank1-year fixed · UNINSURED
9.75%APR · estimate
Conditions and lender check
product
Posted Open Fixed
notes
Scotiabank public posted open mortgage rate; 1 year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:06:01.017Z
verification Evidence Expires At
2026-10-19T01:06:01.017Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Community Savings Credit Union logo
Community Savings Credit Union0.5-year fixed · UNINSURED
9.75%APR
Conditions and lender check
product
Uninsured – 25 yr
notes
Community Savings posted open mortgage rate; 6 Month.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:57.370Z
verification Evidence Expires At
2026-10-19T01:04:57.370Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Scotiabank logo
Scotiabank0.5-year fixed · UNINSURED
9.75%APR · estimate
Conditions and lender check
product
Posted Open Fixed
notes
Scotiabank public posted open mortgage rate; 6 month.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:06:01.017Z
verification Evidence Expires At
2026-10-19T01:06:01.017Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

First National Financial logo
First National Financial0.5-year fixed · UNINSURED
9.95%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
First National posted open term mortgage; 6 month fixed term.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:15.054Z
verification Evidence Expires At
2026-10-19T01:05:15.054Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

BMO Bank of Montreal1-year fixed · UNINSURED
10.04%APRContract rate 9.95%
Conditions and lender check
product
Posted Open Fixed under 25 yr
notes
BMO public posted mortgage rate; 1 year (open); amortization under 25 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:44.882Z
verification Evidence Expires At
2026-10-19T01:04:44.882Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

BMO Bank of Montreal1-year fixed · UNINSURED
10.04%APRContract rate 9.95%
Conditions and lender check
product
Posted Open Fixed over 25 yr
notes
BMO public posted mortgage rate; 1 year (open); amortization over 25 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:44.882Z
verification Evidence Expires At
2026-10-19T01:04:44.882Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

TD Canada Trust logo
TD Canada Trust1-year fixed · UNINSURED
10.05%APRContract rate 9.95%
Conditions and lender check
product
Uninsured – 25 yr
notes
TD public mortgage rates API; 1 Year Open Mortgage; posted advertised rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:03.982Z
verification Evidence Expires At
2026-10-19T01:07:03.982Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

BMO Bank of Montreal0.5-year fixed · UNINSURED
10.13%APRContract rate 9.95%
Conditions and lender check
product
Posted Open Fixed over 25 yr
notes
BMO public posted mortgage rate; 6 month (open); amortization over 25 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:44.882Z
verification Evidence Expires At
2026-10-19T01:04:44.882Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

BMO Bank of Montreal0.5-year fixed · UNINSURED
10.13%APRContract rate 9.95%
Conditions and lender check
product
Posted Open Fixed under 25 yr
notes
BMO public posted mortgage rate; 6 month (open); amortization under 25 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:44.882Z
verification Evidence Expires At
2026-10-19T01:04:44.882Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Scenario, coverage and assumptions
retrieved At
2026-10-18T13:01:46.854Z
currency
CAD
source Url
https://pragmatic.mortgage/rates
compare Url
https://pragmatic.mortgage/rates/explorer
methodology Url
https://pragmatic.mortgage/rates/methodology
coverage
All current advertised offers from the website's verified rate catalogue, before borrower eligibility matching. No lender or default term restriction. Follow pagination.nextUrl or pagination.nextInput until hasMore is false.
filters
page
5
page Size
100
total Matches
450
ranking
Available APR, then stable offer ID. Not a whole-market best-rate or suitability recommendation.
freshness
Retrieval time is not lender verification time. Read each rateEvidence.verifiedAt and expiresAt. Expired or unverified offers are excluded; no historical quote is substituted.
notice
Published conditions are not personal eligibility or an approval. Use search_rates or compare_rates with anonymous scenario numbers to match offers. Brokerage services are British Columbia only.
All pagination details
page
5
page Size
100
has More
No
next Input
Not supplied
next Url
Not supplied

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