Current mortgage rates

product

Variable Open

notes

Beem public open variable mortgage rate; 1 year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:42.792Z

verification Evidence Expires At

2026-10-19T01:04:42.792Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Desjardins posted closed fixed mortgage rate; 1 year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:00.684Z

verification Evidence Expires At

2026-10-19T01:05:00.684Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Excalibur 680+

notes

First National Excalibur posted fixed mortgage rate; credit score band 680+; 3 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:13.195Z

verification Evidence Expires At

2026-10-19T01:05:13.195Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Fixed

notes

Scotiabank public posted closed fixed mortgage rate; 1 year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:06:01.017Z

verification Evidence Expires At

2026-10-19T01:06:01.017Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Home Trust Classic Mortgage posted alternative fixed rate; 3 year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:18.449Z

verification Evidence Expires At

2026-10-19T01:05:18.449Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Manulife Bank Select posted closed fixed mortgage rate; 4-year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:21.750Z

verification Evidence Expires At

2026-10-19T01:05:21.750Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Excalibur 600-649

notes

First National Excalibur posted fixed mortgage rate; credit score band 600-649; 1 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:13.195Z

verification Evidence Expires At

2026-10-19T01:05:13.195Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable ≤65% LTV

notes

Verified lender email offer; 12 month fixed; LTV 0–65%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Minimum credit score 681. Property value up to $999,999.99. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–4 units. Credit threshold must be met by at least one applicant. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

0

ltv Max

65

mortgage Amount Min

$100,001.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

property Value Max

999999.99

amortization Max Years

25

beacon Min

681

transactions

1. RENEWAL

occupancies

1. OWNER

regions

1. AB
2. BC
3. MB
4. NB
5. NL
6. NS
7. ON
8. PE
9. SK

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-13T12:33:02+00:00

verification Evidence Expires At

2026-10-20T12:33:02.000Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

product

Uninsured – 30 yr

notes

10-Year Fixed Rate - Closed (more than 25-year amortization).

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

5000000

amortization Max Years

30

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:51.052Z

verification Evidence Expires At

2026-10-19T01:04:51.052Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Standard

notes

CMLS public standard fixed mortgage rate; FIXED 1 YEAR MORTGAGE.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

5000000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:49.552Z

verification Evidence Expires At

2026-10-19T01:04:49.552Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable ≤65% LTV

notes

Strive posted fixed mortgage rate; Insurable Purchase, Transfer; Up to 65%; 1 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

0

ltv Max

65

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:01.745Z

verification Evidence Expires At

2026-10-19T01:07:01.745Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 75.01–80% LTV

notes

Verified lender email offer; 12 month fixed; LTV 75.01–80%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Minimum credit score 721. Property value up to $999,999.99. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–4 units. Credit threshold must be met by at least one applicant. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

75.01

ltv Max

80

mortgage Amount Min

$100,001.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

property Value Max

999999.99

amortization Max Years

25

beacon Min

721

transactions

1. RENEWAL

occupancies

1. OWNER

regions

1. AB
2. BC
3. MB
4. NB
5. NL
6. NS
7. ON
8. PE
9. SK

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-13T12:33:02+00:00

verification Evidence Expires At

2026-10-20T12:33:02.000Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

product

Insurable 70.01–75% LTV

notes

Strive posted fixed mortgage rate; 70.01-75%; 70.01-75%; 1 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

70.01

ltv Max

75

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:01.745Z

verification Evidence Expires At

2026-10-19T01:07:01.745Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 65.01–90% LTV

notes

Strive posted fixed mortgage rate; 65.01-70%; 65.01-70%; 1 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

65.01

ltv Max

90

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:01.745Z

verification Evidence Expires At

2026-10-19T01:07:01.745Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 70.01–75% LTV

notes

Verified lender email offer; 12 month fixed; LTV 70.01–75%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Minimum credit score 721. Property value up to $999,999.99. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–4 units. Credit threshold must be met by at least one applicant. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

70.01

ltv Max

75

mortgage Amount Min

$100,001.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

property Value Max

999999.99

amortization Max Years

25

beacon Min

721

transactions

1. RENEWAL

occupancies

1. OWNER

regions

1. AB
2. BC
3. MB
4. NB
5. NL
6. NS
7. ON
8. PE
9. SK

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-13T12:33:02+00:00

verification Evidence Expires At

2026-10-20T12:33:02.000Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

product

Insurable 75.01–80% LTV

notes

Strive posted fixed mortgage rate; 75.01-80%; 75.01-80%; 1 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

75.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:01.745Z

verification Evidence Expires At

2026-10-19T01:07:01.745Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 65.01–70% LTV

notes

Verified lender email offer; 12 month fixed; LTV 65.01–70%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Minimum credit score 681. Property value up to $999,999.99. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–4 units. Credit threshold must be met by at least one applicant. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

65.01

ltv Max

70

mortgage Amount Min

$100,001.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

property Value Max

999999.99

amortization Max Years

25

beacon Min

681

transactions

1. RENEWAL

occupancies

1. OWNER

regions

1. AB
2. BC
3. MB
4. NB
5. NL
6. NS
7. ON
8. PE
9. SK

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-13T12:33:02+00:00

verification Evidence Expires At

2026-10-20T12:33:02.000Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

product

Uninsured – 25 yr

notes

CIBC public special offer; 7 years; up to 25 year amortization. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

amortization Max Years

25

transactions

1. PURCHASE

occupancies

1. OWNER

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:47.928Z

verification Evidence Expires At

2026-10-19T01:04:47.928Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

Peoples Group posted insured mortgage rate; 1-year fixed rate.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:50.181Z

verification Evidence Expires At

2026-10-19T01:05:50.181Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Fixed under 25 yr

notes

BMO public posted mortgage rate; 1 year (closed); amortization under 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Fixed over 25 yr

notes

BMO public posted mortgage rate; 1 year (closed); amortization over 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Desjardins posted closed fixed mortgage rate; 2 years.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:00.684Z

verification Evidence Expires At

2026-10-19T01:05:00.684Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Excalibur 650-679

notes

First National Excalibur posted fixed mortgage rate; credit score band 650-679; 2 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:13.195Z

verification Evidence Expires At

2026-10-19T01:05:13.195Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Standard

notes

Client Rates · Closed fixed-rate mortgages · 2 years.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

5000000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:39.013Z

verification Evidence Expires At

2026-10-19T01:04:39.013Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Convertible Fixed over 25 yr

notes

BMO public posted mortgage rate; 6 month (convertible); amortization over 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Convertible Fixed under 25 yr

notes

BMO public posted mortgage rate; 6 month (convertible); amortization under 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable ≤65% LTV

notes

First National posted fixed closed mortgage rate; Insurable up to 65% LTV; 1 year.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

0

ltv Max

65

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:15.054Z

verification Evidence Expires At

2026-10-19T01:05:15.054Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

First National posted fixed closed mortgage rate; Insured; 1 year.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:15.054Z

verification Evidence Expires At

2026-10-19T01:05:15.054Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

WealthONE broker base fixed mortgage rate; 3 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:06.383Z

verification Evidence Expires At

2026-10-19T01:07:06.383Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

Marathon advertised starting rate; 2 year fixed; insured/insurable purchases and switches.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:23.154Z

verification Evidence Expires At

2026-10-19T01:05:23.154Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

First National posted fixed closed mortgage rate; Conventional; 1 year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:15.054Z

verification Evidence Expires At

2026-10-19T01:05:15.054Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

WealthONE broker base fixed mortgage rate; 4 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:06.383Z

verification Evidence Expires At

2026-10-19T01:07:06.383Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

TD public mortgage rates API; 6 Month Convertible Mortgage; posted advertised rate.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:03.982Z

verification Evidence Expires At

2026-10-19T01:07:03.982Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

First National posted fixed closed mortgage rate; Insured; 10 year.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:15.054Z

verification Evidence Expires At

2026-10-19T01:05:15.054Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Excalibur 650-679

notes

First National Excalibur posted fixed mortgage rate; credit score band 650-679; 3 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:13.195Z

verification Evidence Expires At

2026-10-19T01:05:13.195Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

WealthONE broker base fixed mortgage rate; 5 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:06.383Z

verification Evidence Expires At

2026-10-19T01:07:06.383Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

First National posted fixed closed mortgage rate; Conventional; 10 year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:15.054Z

verification Evidence Expires At

2026-10-19T01:05:15.054Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

B2B Bank posted fixed mortgage rate; 1-year closed.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:41.290Z

verification Evidence Expires At

2026-10-19T01:04:41.290Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

TD public mortgage rates API; 1 Year Fixed Closed; posted advertised rate.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:03.982Z

verification Evidence Expires At

2026-10-19T01:07:03.982Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Excalibur 580-599

notes

First National Excalibur posted fixed mortgage rate; credit score band 580-599; 1 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:13.195Z

verification Evidence Expires At

2026-10-19T01:05:13.195Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Neo posted fixed mortgage rate; 2-year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:47.883Z

verification Evidence Expires At

2026-10-19T01:05:47.883Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Excalibur 600-649

notes

First National Excalibur posted fixed mortgage rate; credit score band 600-649; 2 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:13.195Z

verification Evidence Expires At

2026-10-19T01:05:13.195Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Neo posted fixed mortgage rate; 1-year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:47.883Z

verification Evidence Expires At

2026-10-19T01:05:47.883Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Variable

notes

Scotiabank public posted variable mortgage rate; Scotia Ultimate Variable Rate Mortgage; 3 year closed term.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:06:01.017Z

verification Evidence Expires At

2026-10-19T01:06:01.017Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Excalibur 600-649

notes

First National Excalibur posted fixed mortgage rate; credit score band 600-649; 3 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:13.195Z

verification Evidence Expires At

2026-10-19T01:05:13.195Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

B2B Bank posted fixed mortgage rate; 2-year closed.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:41.290Z

verification Evidence Expires At

2026-10-19T01:04:41.290Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Standard

notes

Client Rates · Open variable-rate mortgages · 2 years.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

5000000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:39.013Z

verification Evidence Expires At

2026-10-19T01:04:39.013Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Fixed over 25 yr

notes

BMO public posted mortgage rate; 4 year (closed); amortization over 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Smart Fixed under 25 yr

notes

BMO public posted mortgage rate; 5 year low rate (closed); amortization under 25 years.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Fixed under 25 yr

notes

BMO public posted mortgage rate; 4 year (closed); amortization under 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

TD public mortgage rates API; 4 Year Fixed Closed; posted advertised rate.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:03.982Z

verification Evidence Expires At

2026-10-19T01:07:03.982Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Excalibur <580

notes

First National Excalibur posted fixed mortgage rate; credit score band <580; 1 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:13.195Z

verification Evidence Expires At

2026-10-19T01:05:13.195Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Desjardins posted closed fixed mortgage rate; 3 years.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:00.684Z

verification Evidence Expires At

2026-10-19T01:05:00.684Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Standard

notes

Client Rates · Open variable-rate mortgages · 1 year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

5000000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:39.013Z

verification Evidence Expires At

2026-10-19T01:04:39.013Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Fixed

notes

Scotiabank public posted closed fixed mortgage rate; 3 year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:06:01.017Z

verification Evidence Expires At

2026-10-19T01:06:01.017Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Fixed over 25 yr

notes

BMO public posted mortgage rate; 3 year (closed); amortization over 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Fixed under 25 yr

notes

BMO public posted mortgage rate; 3 year (closed); amortization under 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Flexible Closed Fixed

notes

Scotiabank public posted flexible/closed mortgage rate; 6 month.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:06:01.017Z

verification Evidence Expires At

2026-10-19T01:06:01.017Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Community Savings posted closed mortgage rate; 6 Month.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:57.370Z

verification Evidence Expires At

2026-10-19T01:04:57.370Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Fixed

notes

Scotiabank public posted closed fixed mortgage rate; 4 year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:06:01.017Z

verification Evidence Expires At

2026-10-19T01:06:01.017Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Fixed under 25 yr

notes

BMO public posted mortgage rate; 5 year (closed); amortization under 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Fixed over 25 yr

notes

BMO public posted mortgage rate; 5 year (closed); amortization over 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

EQ Bank posted Standard Mortgage Rate (Closed); 5 Year fixed.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

1. ON

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:10.955Z

verification Evidence Expires At

2026-10-19T01:05:10.955Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

B2B Bank posted fixed mortgage rate; 3-year closed.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:41.290Z

verification Evidence Expires At

2026-10-19T01:04:41.290Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Excalibur 580-599

notes

First National Excalibur posted fixed mortgage rate; credit score band 580-599; 2 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:13.195Z

verification Evidence Expires At

2026-10-19T01:05:13.195Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Standard

notes

Client Rates · Open variable-rate mortgages · 6 months.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

5000000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:39.013Z

verification Evidence Expires At

2026-10-19T01:04:39.013Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

EQ Bank posted Standard Mortgage Rate (Closed); 3 Year fixed.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

1. ON

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:10.955Z

verification Evidence Expires At

2026-10-19T01:05:10.955Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Standard

notes

Client Rates · Closed fixed-rate mortgages · 1 year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

5000000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:39.013Z

verification Evidence Expires At

2026-10-19T01:04:39.013Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.