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Canadian mortgage tools · CAD

Current mortgage rates

Current public data and calculations from Pragmatic Mortgage. Anonymous access; no account required.

7 offers shown of 7 matches. Compare the conditions, fees and lender-check times.

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filters
  1. filter
    Term
  2. filter
    Rate type
  3. filter
    Insurance
  4. filter
    Purpose
lenders
  1. lender
    CoastCapital Savings
  2. lender
    Desjardins
  3. lender
    TD Canada Trust
  4. lender
    BMO Bank of Montreal
  5. lender
    CMLS Financial
all Lenders
Not supplied
clear Filters
https://pragmatic.mortgage/rates?format=html&page=1
Lender / mortgageAPRConditions and source
CoastCapital Savings logo
CoastCapital Savings6-year fixed · UNINSURED
5.24%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
6-Year Fixed Rate - Closed (up to 25-year amortization).
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:51.052Z
verification Evidence Expires At
2026-10-19T01:04:51.052Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CoastCapital Savings logo
CoastCapital Savings6-year fixed · UNINSURED
5.34%APR · estimate
Conditions and lender check
product
Uninsured – 30 yr
notes
6-Year Fixed Rate - Closed (more than 25-year amortization).
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
30
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:51.052Z
verification Evidence Expires At
2026-10-19T01:04:51.052Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Desjardins logo
Desjardins6-year fixed · UNINSURED
6.29%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
Desjardins posted closed fixed mortgage rate; 6 years.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:00.684Z
verification Evidence Expires At
2026-10-19T01:05:00.684Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

TD Canada Trust logo
TD Canada Trust6-year fixed · UNINSURED
6.31%APRContract rate 6.29%
Conditions and lender check
product
Uninsured – 25 yr
notes
TD public mortgage rates API; 6 Year Fixed Closed; posted advertised rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:03.982Z
verification Evidence Expires At
2026-10-19T01:07:03.982Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

BMO Bank of Montreal6-year fixed · UNINSURED
6.31%APRContract rate 6.29%
Conditions and lender check
product
Posted Fixed over 25 yr
notes
BMO public posted mortgage rate; 6 year (closed); amortization over 25 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:44.882Z
verification Evidence Expires At
2026-10-19T01:04:44.882Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

BMO Bank of Montreal6-year fixed · UNINSURED
6.31%APRContract rate 6.29%
Conditions and lender check
product
Posted Fixed under 25 yr
notes
BMO public posted mortgage rate; 6 year (closed); amortization under 25 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:44.882Z
verification Evidence Expires At
2026-10-19T01:04:44.882Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CMLS Financial logo
CMLS Financial6-year fixed · UNINSURED
7.34%APR · estimate
Conditions and lender check
product
Standard
notes
CMLS public standard fixed mortgage rate; FIXED 6 YEAR MORTGAGES.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:49.552Z
verification Evidence Expires At
2026-10-19T01:04:49.552Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Scenario, coverage and assumptions
retrieved At
2026-10-18T09:53:20.297Z
currency
CAD
source Url
https://pragmatic.mortgage/rates
compare Url
https://pragmatic.mortgage/rates/explorer
methodology Url
https://pragmatic.mortgage/rates/methodology
coverage
All current advertised offers from the website's verified rate catalogue, before borrower eligibility matching. No lender or default term restriction. Follow pagination.nextUrl or pagination.nextInput until hasMore is false.
filters
term Years
6
page
1
page Size
100
total Matches
7
ranking
Available APR, then stable offer ID. Not a whole-market best-rate or suitability recommendation.
freshness
Retrieval time is not lender verification time. Read each rateEvidence.verifiedAt and expiresAt. Expired or unverified offers are excluded; no historical quote is substituted.
notice
Published conditions are not personal eligibility or an approval. Use search_rates or compare_rates with anonymous scenario numbers to match offers. Brokerage services are British Columbia only.
All pagination details
page
1
page Size
100
has More
No
next Input
Not supplied
next Url
Not supplied

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