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Canadian mortgage tools · CAD

Current mortgage rates

Current public data and calculations from Pragmatic Mortgage. Anonymous access; no account required.

51 offers shown of 51 matches. Compare the conditions, fees and lender-check times.

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lenders
  1. lender
    Prospera
  2. lender
    Beem Credit Union
  3. lender
    CMLS Financial
  4. lender
    Community Savings Credit Union
  5. lender
    Envision Financial
  6. lender
    Valley First
  7. lender
    Island Savings
  8. lender
    CoastCapital Savings
  9. lender
    CIBC
  10. lender
    BMO Bank of Montreal
  11. lender
    Strive Capital
  12. lender
    Peoples Bank (For Exclusive Partners Only)
  13. lender
    Home Trust
  14. lender
    RBC Royal Bank
  15. lender
    Scotiabank
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    MCAN Home - Discover Alternative for Uninsured
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https://pragmatic.mortgage/rates?format=html&page=1
Lender / mortgageAPRConditions and source
Prospera logo
Prospera2-year fixed · UNINSURED
4.49%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
Prospera advertised public mortgage rate; 2-Year Closed.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:54.555Z
verification Evidence Expires At
2026-10-19T01:05:54.555Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Beem Credit Union logo
Beem Credit Union2-year fixed · UNINSURED
4.59%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
Beem public fixed closed mortgage rate; 2 year; Uninsured – 25 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:42.792Z
verification Evidence Expires At
2026-10-19T01:04:42.792Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CMLS Financial logo
CMLS Financial2-year fixed · UNINSURED
4.64%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
CMLS public uninsured closed fixed mortgage rate; 2 YEAR UNINSURED CLOSED.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:49.552Z
verification Evidence Expires At
2026-10-19T01:04:49.552Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Community Savings Credit Union logo
Community Savings Credit Union2-year fixed · UNINSURED
4.69%APR
Conditions and lender check
product
Uninsured – 25 yr
notes
Community Savings posted closed mortgage rate; 2-Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:57.370Z
verification Evidence Expires At
2026-10-19T01:04:57.370Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Beem Credit Union logo
Beem Credit Union2-year fixed · UNINSURED
4.69%APR · estimate
Conditions and lender check
product
Uninsured – 30 yr
notes
Beem public fixed closed mortgage rate; 2 year; Uninsured – 30 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
30
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:42.792Z
verification Evidence Expires At
2026-10-19T01:04:42.792Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Envision Financial logo
Envision Financial2-year fixed · UNINSURED
4.74%APRContract rate 4.69%
Conditions and lender check
product
Uninsured – 25 yr
notes
Tru Cooperative public 2 year fixed rate (closed); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:06.220Z
verification Evidence Expires At
2026-10-19T01:05:06.220Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Valley First logo
Valley First2-year fixed · UNINSURED
4.74%APRContract rate 4.69%
Conditions and lender check
product
Uninsured – 25 yr
notes
Tru Cooperative public 2 year fixed rate (closed); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:04.835Z
verification Evidence Expires At
2026-10-19T01:07:04.835Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Island Savings logo
Island Savings2-year fixed · UNINSURED
4.74%APRContract rate 4.69%
Conditions and lender check
product
Uninsured – 25 yr
notes
Tru Cooperative public 2 year fixed rate (closed); standard mortgage rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:20.320Z
verification Evidence Expires At
2026-10-19T01:05:20.320Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CoastCapital Savings logo
CoastCapital Savings2-year fixed · UNINSURED
4.79%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
2-Year Fixed Rate - Closed (up to 25-year amortization).
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:51.052Z
verification Evidence Expires At
2026-10-19T01:04:51.052Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CIBC2-year fixed · UNINSURED
4.86%APRContract rate 4.84%
Conditions and lender check
product
Uninsured – 25 yr
notes
CIBC public special offer; 2 years; up to 25 year amortization. Subject to lender approval.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
amortization Max Years
25
transactions
  1. PURCHASE
occupancies
  1. OWNER
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:47.928Z
verification Evidence Expires At
2026-10-19T01:04:47.928Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CoastCapital Savings logo
CoastCapital Savings2-year fixed · UNINSURED
4.89%APR · estimate
Conditions and lender check
product
Uninsured – 30 yr
notes
2-Year Fixed Rate - Closed (more than 25-year amortization).
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
30
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:51.052Z
verification Evidence Expires At
2026-10-19T01:04:51.052Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

BMO Bank of Montreal2-year fixed · UNINSURED
4.98%APRContract rate 4.94%
Conditions and lender check
product
Posted Fixed under 25 yr
notes
BMO public posted mortgage rate; 2 year (closed); amortization under 25 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:44.882Z
verification Evidence Expires At
2026-10-19T01:04:44.882Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

BMO Bank of Montreal2-year fixed · UNINSURED
4.98%APRContract rate 4.94%
Conditions and lender check
product
Posted Fixed over 25 yr
notes
BMO public posted mortgage rate; 2 year (closed); amortization over 25 yr.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:44.882Z
verification Evidence Expires At
2026-10-19T01:04:44.882Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Strive Capital logo
Strive Capital2-year fixed · INSURABLE
4.99%APR · estimate
Conditions and lender check
product
Insurable ≤65% LTV
notes
Strive posted fixed mortgage rate; Insurable Purchase, Transfer; Up to 65%; 2 Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
0
ltv Max
65
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:01.745Z
verification Evidence Expires At
2026-10-19T01:07:01.745Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Strive Capital logo
Strive Capital2-year fixed · INSURED
4.99%APR · estimate
Conditions and lender check
product
Insured
notes
Strive posted fixed mortgage rate; Insured Purchase, Transfer; Up to 95%; 2 Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
pricing Category
INSURED
ltv Min
80.01
ltv Max
95
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
1500000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:01.745Z
verification Evidence Expires At
2026-10-19T01:07:01.745Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Strive Capital logo
Strive Capital2-year fixed · INSURED
4.99%APR · estimate
Conditions and lender check
product
Insured
notes
Verified lender email offer; 24 month fixed; LTV 80.01–95%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Property value up to $500,000. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–2 units. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
pricing Category
INSURED
ltv Min
80.01
ltv Max
95
mortgage Amount Min
$100,001.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
1500000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
property Value Max
500000
amortization Max Years
25
transactions
  1. RENEWAL
occupancies
  1. OWNER
regions
  1. AB
  2. BC
  3. MB
  4. NB
  5. NL
  6. NS
  7. ON
  8. PE
  9. SK
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-13T12:33:02+00:00
verification Evidence Expires At
2026-10-20T12:33:02.000Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.
Strive Capital logo
Strive Capital2-year fixed · INSURABLE
4.99%APR · estimate
Conditions and lender check
product
Insurable ≤65% LTV
notes
Verified lender email offer; 24 month fixed; LTV 0–65%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Minimum credit score 681. Property value up to $999,999.99. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–4 units. Credit threshold must be met by at least one applicant. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
0
ltv Max
65
mortgage Amount Min
$100,001.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
property Value Max
999999.99
amortization Max Years
25
beacon Min
681
transactions
  1. RENEWAL
occupancies
  1. OWNER
regions
  1. AB
  2. BC
  3. MB
  4. NB
  5. NL
  6. NS
  7. ON
  8. PE
  9. SK
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-13T12:33:02+00:00
verification Evidence Expires At
2026-10-20T12:33:02.000Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.
CMLS Financial logo
CMLS Financial2-year fixed · UNINSURED
5.09%APR · estimate
Conditions and lender check
product
Standard
notes
CMLS public standard fixed mortgage rate; FIXED 2 YEAR MORTGAGES.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:49.552Z
verification Evidence Expires At
2026-10-19T01:04:49.552Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Peoples Bank (For Exclusive Partners Only) logo
5.16%APRContract rate 5.09%
Conditions and lender check
product
Insured
notes
Peoples Group posted insured mortgage rate; 2-year fixed rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
pricing Category
INSURED
ltv Min
80.01
ltv Max
95
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
1500000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:50.181Z
verification Evidence Expires At
2026-10-19T01:05:50.181Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Home Trust logo
Home Trust2-year fixed · INSURED
5.17%APR · estimate
Conditions and lender check
product
Insured
notes
Home Trust Accelerator Mortgage posted insured fixed rate; 2 year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
pricing Category
INSURED
ltv Min
80.01
ltv Max
95
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
1500000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:18.449Z
verification Evidence Expires At
2026-10-19T01:05:18.449Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

RBC Royal Bank2-year fixed · UNINSURED
5.20%APRContract rate 5.14%
Conditions and lender check
product
Uninsured – 25 yr
notes
RBC public special offer; 2 Year Closed; up to 25 year amortization. Subject to lender approval.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
amortization Max Years
25
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:56.574Z
verification Evidence Expires At
2026-10-19T01:05:56.574Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Scotiabank logo
Scotiabank2-year fixed · UNINSURED
5.24%APR · estimate
Conditions and lender check
product
Posted Fixed
notes
Scotiabank public posted closed fixed mortgage rate; 2 year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:06:01.017Z
verification Evidence Expires At
2026-10-19T01:06:01.017Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

5.29%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
MCAN Discover Alternative fixed broker rate; 2 Year; LTV <=80%.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:33.537Z
verification Evidence Expires At
2026-10-19T01:05:33.537Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

RBC Royal Bank2-year fixed · UNINSURED
5.30%APRContract rate 5.24%
Conditions and lender check
product
Uninsured – 30 yr
notes
RBC public special offer; 2 Year Closed; greater than 25 year amortization. Subject to lender approval.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
30
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
amortization Max Years
30
amortization Min Years
25.01
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:56.574Z
verification Evidence Expires At
2026-10-19T01:05:56.574Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Strive Capital logo
Strive Capital2-year fixed · INSURABLE
5.34%APR · estimate
Conditions and lender check
product
Insurable 70.01–75% LTV
notes
Strive posted fixed mortgage rate; 70.01-75%; 70.01-75%; 2 Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
70.01
ltv Max
75
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:01.745Z
verification Evidence Expires At
2026-10-19T01:07:01.745Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Strive Capital logo
Strive Capital2-year fixed · INSURABLE
5.34%APR · estimate
Conditions and lender check
product
Insurable 75.01–80% LTV
notes
Strive posted fixed mortgage rate; 75.01-80%; 75.01-80%; 2 Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
75.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:01.745Z
verification Evidence Expires At
2026-10-19T01:07:01.745Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Strive Capital logo
Strive Capital2-year fixed · INSURABLE
5.34%APR · estimate
Conditions and lender check
product
Insurable 70.01–75% LTV
notes
Verified lender email offer; 24 month fixed; LTV 70.01–75%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Minimum credit score 721. Property value up to $999,999.99. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–4 units. Credit threshold must be met by at least one applicant. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
70.01
ltv Max
75
mortgage Amount Min
$100,001.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
property Value Max
999999.99
amortization Max Years
25
beacon Min
721
transactions
  1. RENEWAL
occupancies
  1. OWNER
regions
  1. AB
  2. BC
  3. MB
  4. NB
  5. NL
  6. NS
  7. ON
  8. PE
  9. SK
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-13T12:33:02+00:00
verification Evidence Expires At
2026-10-20T12:33:02.000Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.
Strive Capital logo
Strive Capital2-year fixed · INSURABLE
5.34%APR · estimate
Conditions and lender check
product
Insurable 75.01–80% LTV
notes
Verified lender email offer; 24 month fixed; LTV 75.01–80%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Minimum credit score 721. Property value up to $999,999.99. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–4 units. Credit threshold must be met by at least one applicant. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
75.01
ltv Max
80
mortgage Amount Min
$100,001.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
property Value Max
999999.99
amortization Max Years
25
beacon Min
721
transactions
  1. RENEWAL
occupancies
  1. OWNER
regions
  1. AB
  2. BC
  3. MB
  4. NB
  5. NL
  6. NS
  7. ON
  8. PE
  9. SK
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-13T12:33:02+00:00
verification Evidence Expires At
2026-10-20T12:33:02.000Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.
First National Financial logo
First National Financial2-year fixed · INSURABLE
5.34%APR · estimate
Conditions and lender check
product
Insurable ≤65% LTV
notes
First National posted fixed closed mortgage rate; Insurable up to 65% LTV; 2 year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
0
ltv Max
65
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:15.054Z
verification Evidence Expires At
2026-10-19T01:05:15.054Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Strive Capital logo
Strive Capital2-year fixed · INSURABLE
5.34%APR · estimate
Conditions and lender check
product
Insurable 65.01–90% LTV
notes
Strive posted fixed mortgage rate; 65.01-70%; 65.01-70%; 2 Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
65.01
ltv Max
90
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:01.745Z
verification Evidence Expires At
2026-10-19T01:07:01.745Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

First National Financial logo
First National Financial2-year fixed · INSURED
5.34%APR · estimate
Conditions and lender check
product
Insured
notes
First National posted fixed closed mortgage rate; Insured; 2 year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
pricing Category
INSURED
ltv Min
80.01
ltv Max
95
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
1500000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:15.054Z
verification Evidence Expires At
2026-10-19T01:05:15.054Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Strive Capital logo
Strive Capital2-year fixed · INSURABLE
5.34%APR · estimate
Conditions and lender check
product
Insurable 65.01–70% LTV
notes
Verified lender email offer; 24 month fixed; LTV 65.01–70%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Minimum credit score 681. Property value up to $999,999.99. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–4 units. Credit threshold must be met by at least one applicant. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
65.01
ltv Max
70
mortgage Amount Min
$100,001.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
property Value Max
999999.99
amortization Max Years
25
beacon Min
681
transactions
  1. RENEWAL
occupancies
  1. OWNER
regions
  1. AB
  2. BC
  3. MB
  4. NB
  5. NL
  6. NS
  7. ON
  8. PE
  9. SK
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-13T12:33:02+00:00
verification Evidence Expires At
2026-10-20T12:33:02.000Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.
First National Financial logo
First National Financial2-year fixed · UNINSURED
5.34%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
First National posted fixed closed mortgage rate; Conventional; 2 year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:15.054Z
verification Evidence Expires At
2026-10-19T01:05:15.054Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

First National Excalibur logo
First National Excalibur2-year fixed · UNINSURED
5.39%APR · estimate
Conditions and lender check
product
Excalibur 680+
notes
First National Excalibur posted fixed mortgage rate; credit score band 680+; 2 Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:13.195Z
verification Evidence Expires At
2026-10-19T01:05:13.195Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Home Trust logo
Home Trust2-year fixed · UNINSURED
5.39%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
Home Trust Classic Mortgage posted alternative fixed rate; 2 year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:18.449Z
verification Evidence Expires At
2026-10-19T01:05:18.449Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

WealthONE Bank2-year fixed · UNINSURED
5.44%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
WealthONE broker base fixed mortgage rate; 2 Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:06.383Z
verification Evidence Expires At
2026-10-19T01:07:06.383Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

TD Canada Trust logo
TD Canada Trust2-year fixed · UNINSURED
5.44%APRContract rate 5.39%
Conditions and lender check
product
Uninsured – 25 yr
notes
TD public mortgage rates API; 2 Year Fixed Closed; posted advertised rate.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:07:03.982Z
verification Evidence Expires At
2026-10-19T01:07:03.982Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Desjardins logo
Desjardins2-year fixed · UNINSURED
5.59%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
Desjardins posted closed fixed mortgage rate; 2 years.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:00.684Z
verification Evidence Expires At
2026-10-19T01:05:00.684Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

First National Excalibur logo
First National Excalibur2-year fixed · UNINSURED
5.64%APR · estimate
Conditions and lender check
product
Excalibur 650-679
notes
First National Excalibur posted fixed mortgage rate; credit score band 650-679; 2 Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:13.195Z
verification Evidence Expires At
2026-10-19T01:05:13.195Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

ATB Financial logo
ATB Financial2-year fixed · UNINSURED
5.64%APRContract rate 5.59%
Conditions and lender check
product
Standard
notes
Client Rates · Closed fixed-rate mortgages · 2 years.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:39.013Z
verification Evidence Expires At
2026-10-19T01:04:39.013Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Marathon Mortgage logo
Marathon Mortgage2-year fixed · INSURED
5.69%APR · estimate
Conditions and lender check
product
Insured
notes
Marathon advertised starting rate; 2 year fixed; insured/insurable purchases and switches.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
pricing Category
INSURED
ltv Min
80.01
ltv Max
95
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
1500000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:23.154Z
verification Evidence Expires At
2026-10-19T01:05:23.154Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Neo Financial logo
Neo Financial2-year fixed · UNINSURED
5.84%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
Neo posted fixed mortgage rate; 2-year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:47.883Z
verification Evidence Expires At
2026-10-19T01:05:47.883Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

First National Excalibur logo
First National Excalibur2-year fixed · UNINSURED
5.89%APR · estimate
Conditions and lender check
product
Excalibur 600-649
notes
First National Excalibur posted fixed mortgage rate; credit score band 600-649; 2 Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:13.195Z
verification Evidence Expires At
2026-10-19T01:05:13.195Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

B2B Bank logo
B2B Bank2-year fixed · UNINSURED
6.00%APRContract rate 5.94%
Conditions and lender check
product
Uninsured – 25 yr
notes
B2B Bank posted fixed mortgage rate; 2-year closed.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:41.290Z
verification Evidence Expires At
2026-10-19T01:04:41.290Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

ATB Financial logo
ATB Financial2-year variable · UNINSURED
6.00%APRContract rate 5.95%
Conditions and lender check
product
Standard
notes
Client Rates · Open variable-rate mortgages · 2 years.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:39.013Z
verification Evidence Expires At
2026-10-19T01:04:39.013Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

First National Excalibur logo
First National Excalibur2-year fixed · UNINSURED
6.14%APR · estimate
Conditions and lender check
product
Excalibur 580-599
notes
First National Excalibur posted fixed mortgage rate; credit score band 580-599; 2 Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:13.195Z
verification Evidence Expires At
2026-10-19T01:05:13.195Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Equitable Alternative Solutions2-year fixed · UNINSURED
6.28%APRContract rate 5.39%
Conditions and lender check
product
Uninsured – 25 yr
notes
EQ Bank posted Standard Mortgage Rate (Closed); 2 Year fixed.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
  1. ON
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:10.955Z
verification Evidence Expires At
2026-10-19T01:05:10.955Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

First National Excalibur logo
First National Excalibur2-year fixed · UNINSURED
6.29%APR · estimate
Conditions and lender check
product
Excalibur <580
notes
First National Excalibur posted fixed mortgage rate; credit score band <580; 2 Year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:13.195Z
verification Evidence Expires At
2026-10-19T01:05:13.195Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Manulife logo
Manulife2-year fixed · UNINSURED
6.34%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
Manulife Bank Select posted closed fixed mortgage rate; 2-year.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:21.750Z
verification Evidence Expires At
2026-10-19T01:05:21.750Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

CWB Optimum Mortgage (Alternative Lending) logo
8.23%APRContract rate 7.49%
Conditions and lender check
product
Uninsured – 25 yr
notes
National Bank Optimum Alternative posted fixed-rate loan; 2 years.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:59.572Z
verification Evidence Expires At
2026-10-19T01:04:59.572Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

ATB Financial logo
ATB Financial2-year fixed · UNINSURED
8.90%APRContract rate 8.85%
Conditions and lender check
product
Standard
notes
Client Rates · Open fixed-rate mortgages · 2 years.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
5000000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:04:39.013Z
verification Evidence Expires At
2026-10-19T01:04:39.013Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Scenario, coverage and assumptions
retrieved At
2026-10-18T09:52:48.727Z
currency
CAD
source Url
https://pragmatic.mortgage/rates
compare Url
https://pragmatic.mortgage/rates/explorer
methodology Url
https://pragmatic.mortgage/rates/methodology
coverage
All current advertised offers from the website's verified rate catalogue, before borrower eligibility matching. No lender or default term restriction. Follow pagination.nextUrl or pagination.nextInput until hasMore is false.
filters
term Years
2
page
1
page Size
100
total Matches
51
ranking
Available APR, then stable offer ID. Not a whole-market best-rate or suitability recommendation.
freshness
Retrieval time is not lender verification time. Read each rateEvidence.verifiedAt and expiresAt. Expired or unverified offers are excluded; no historical quote is substituted.
notice
Published conditions are not personal eligibility or an approval. Use search_rates or compare_rates with anonymous scenario numbers to match offers. Brokerage services are British Columbia only.
All pagination details
page
1
page Size
100
has More
No
next Input
Not supplied
next Url
Not supplied

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