Current mortgage rates

product

Insured

notes

Marathon advertised starting rate; 5 year adjustable; insured/insurable; Prime minus 0.95%.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:23.154Z

verification Evidence Expires At

2026-10-19T01:05:23.154Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Neo posted 5-year adjustable mortgage rate.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:47.883Z

verification Evidence Expires At

2026-10-19T01:05:47.883Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Standard

notes

Client Rates · Our featured offers · 5 Year Variable High Ratio.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:39.013Z

verification Evidence Expires At

2026-10-19T01:04:39.013Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured – Featured

notes

Pine featured Variable Mortgage Rate Variable; public insured reference rate, subject to Pine underwriting and change without notice. Pine homepage headline requires separate verification; this offer quotes the insured mortgage table only.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:52.207Z

verification Evidence Expires At

2026-10-19T01:05:52.207Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured – Additional

notes

Pine additional 5-year Adjustable; public insured reference rate, subject to Pine underwriting and change without notice. Pine homepage headline requires separate verification; this offer quotes the insured mortgage table only.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:52.207Z

verification Evidence Expires At

2026-10-19T01:05:52.207Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable ≤65% LTV

notes

Strive posted standard ARM mortgage rate; Insurable Purchase, Transfer; Up to 65%; P-0.75.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

0

ltv Max

65

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:01.745Z

verification Evidence Expires At

2026-10-19T01:07:01.745Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

First National posted adjustable mortgage rate; Insured; Prime minus 0.75%.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:15.054Z

verification Evidence Expires At

2026-10-19T01:05:15.054Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

Verified lender email offer; 60 month variable; LTV 80.01–95%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Property value up to $500,000. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–2 units. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$100,001.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

property Value Max

500000

amortization Max Years

25

transactions

1. RENEWAL

occupancies

1. OWNER

regions

1. AB
2. BC
3. MB
4. NB
5. NL
6. NS
7. ON
8. PE
9. SK

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-13T12:33:02+00:00

verification Evidence Expires At

2026-10-20T12:33:02.000Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

product

Insured

notes

Strive posted standard ARM mortgage rate; Insured Purchase, Transfer; Up to 95%; P-0.75.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:01.745Z

verification Evidence Expires At

2026-10-19T01:07:01.745Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable ≤65% LTV

notes

Verified lender email offer; 60 month variable; LTV 0–65%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Minimum credit score 681. Property value up to $999,999.99. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–4 units. Credit threshold must be met by at least one applicant. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

0

ltv Max

65

mortgage Amount Min

$100,001.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

property Value Max

999999.99

amortization Max Years

25

beacon Min

681

transactions

1. RENEWAL

occupancies

1. OWNER

regions

1. AB
2. BC
3. MB
4. NB
5. NL
6. NS
7. ON
8. PE
9. SK

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-13T12:33:02+00:00

verification Evidence Expires At

2026-10-20T12:33:02.000Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

product

Insured

notes

Tru Cooperative public 5 year variable rate (closed) - insured; insured mortgage rate.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:20.320Z

verification Evidence Expires At

2026-10-19T01:05:20.320Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

Tru Cooperative public 5 year variable rate (closed) - insured; insured mortgage rate.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:04.835Z

verification Evidence Expires At

2026-10-19T01:07:04.835Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

Tru Cooperative public 5 year variable rate (closed) - insured; insured mortgage rate.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:06.220Z

verification Evidence Expires At

2026-10-19T01:05:06.220Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

Peoples Group posted insured mortgage rate; 5-year adjustable rate = Prime Rate -0.75%; prime 4.45%.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:50.181Z

verification Evidence Expires At

2026-10-19T01:05:50.181Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable ≤65% LTV

notes

First National posted adjustable mortgage rate; Insurable up to 65% LTV; Prime minus 0.70%.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

0

ltv Max

65

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:15.054Z

verification Evidence Expires At

2026-10-19T01:05:15.054Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Variable Closed

notes

Beem public closed variable mortgage rate; 5 year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:42.792Z

verification Evidence Expires At

2026-10-19T01:04:42.792Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

5-Year Variable High Ratio Rate. Qualifying rate 5.250%.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:51.052Z

verification Evidence Expires At

2026-10-19T01:04:51.052Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Standard

notes

Client Rates · Our featured offers · 5 Year Variable.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

5000000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:39.013Z

verification Evidence Expires At

2026-10-19T01:04:39.013Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 65.01–70% LTV

notes

Verified lender email offer; 60 month variable; LTV 65.01–70%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Minimum credit score 681. Property value up to $999,999.99. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–4 units. Credit threshold must be met by at least one applicant. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

65.01

ltv Max

70

mortgage Amount Min

$100,001.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

property Value Max

999999.99

amortization Max Years

25

beacon Min

681

transactions

1. RENEWAL

occupancies

1. OWNER

regions

1. AB
2. BC
3. MB
4. NB
5. NL
6. NS
7. ON
8. PE
9. SK

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-13T12:33:02+00:00

verification Evidence Expires At

2026-10-20T12:33:02.000Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

product

Insurable 65.01–90% LTV

notes

Strive posted standard ARM mortgage rate; 65.01-70%; 65.01-70%; P-0.60.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

65.01

ltv Max

90

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:01.745Z

verification Evidence Expires At

2026-10-19T01:07:01.745Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Variable Closed

notes

Tru Cooperative public 5 year variable rate (closed); standard mortgage rate.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:06.220Z

verification Evidence Expires At

2026-10-19T01:05:06.220Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Variable Closed

notes

Tru Cooperative public 5 year variable rate (closed); standard mortgage rate.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:04.835Z

verification Evidence Expires At

2026-10-19T01:07:04.835Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Variable Closed

notes

Tru Cooperative public 5 year variable rate (closed); standard mortgage rate.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:20.320Z

verification Evidence Expires At

2026-10-19T01:05:20.320Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 70.01–75% LTV

notes

Verified lender email offer; 60 month variable; LTV 70.01–75%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Minimum credit score 721. Property value up to $999,999.99. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–4 units. Credit threshold must be met by at least one applicant. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

70.01

ltv Max

75

mortgage Amount Min

$100,001.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

property Value Max

999999.99

amortization Max Years

25

beacon Min

721

transactions

1. RENEWAL

occupancies

1. OWNER

regions

1. AB
2. BC
3. MB
4. NB
5. NL
6. NS
7. ON
8. PE
9. SK

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-13T12:33:02+00:00

verification Evidence Expires At

2026-10-20T12:33:02.000Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

product

Insurable 70.01–75% LTV

notes

Strive posted standard ARM mortgage rate; 70.01-75%; 70.01-75%; P-0.55.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

70.01

ltv Max

75

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:01.745Z

verification Evidence Expires At

2026-10-19T01:07:01.745Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Variable Closed

notes

Beem public closed variable mortgage rate; 3 year.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:42.792Z

verification Evidence Expires At

2026-10-19T01:04:42.792Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 75.01–80% LTV

notes

Strive posted standard ARM mortgage rate; 75.01-80%; 75.01-80%; P-0.50.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

75.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:01.745Z

verification Evidence Expires At

2026-10-19T01:07:01.745Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Community Savings posted variable mortgage rate; 5-Year Variable, Closed.; prime 4.45%.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:57.370Z

verification Evidence Expires At

2026-10-19T01:04:57.370Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 75.01–80% LTV

notes

Verified lender email offer; 60 month variable; LTV 75.01–80%; amortization up to 25 years; AB, BC, MB, NB, NL, NS, ON, PE, SK. Minimum credit score 721. Property value up to $999,999.99. Firm standard transfers only; pre-approvals and collateral transfers excluded. Remaining amortization cannot increase; no covenant changes. Owner-occupied 1–4 units. Credit threshold must be met by at least one applicant. Existing insurance/insurability and lender underwriting requirements apply. No broker bonus or buy-down is included. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

75.01

ltv Max

80

mortgage Amount Min

$100,001.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

property Value Max

999999.99

amortization Max Years

25

beacon Min

721

transactions

1. RENEWAL

occupancies

1. OWNER

regions

1. AB
2. BC
3. MB
4. NB
5. NL
6. NS
7. ON
8. PE
9. SK

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-13T12:33:02+00:00

verification Evidence Expires At

2026-10-20T12:33:02.000Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

product

Insured

notes

Marathon advertised starting rate; 6 month fixed; purchases and switches; insurance premium required.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:23.154Z

verification Evidence Expires At

2026-10-19T01:05:23.154Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Strive posted standard ARM mortgage rate; Uninsurable Purchase, Refinance, Transfer; Up to 80%; P-0.41.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:01.745Z

verification Evidence Expires At

2026-10-19T01:07:01.745Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 70.01–75% LTV

notes

5-Year Variable Insurable Rate. Qualifying rate 5.250%. Applies to insurable 70.01-75% LTV.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

70.01

ltv Max

75

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:51.052Z

verification Evidence Expires At

2026-10-19T01:04:51.052Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable ≤65% LTV

notes

5-Year Variable Insurable Rate. Qualifying rate 5.250%. Applies to insurable <=65% LTV.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

0

ltv Max

65

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:51.052Z

verification Evidence Expires At

2026-10-19T01:04:51.052Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 65.01–70% LTV

notes

5-Year Variable Insurable Rate. Qualifying rate 5.250%. Applies to insurable 65.01-70% LTV.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

65.01

ltv Max

70

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:51.052Z

verification Evidence Expires At

2026-10-19T01:04:51.052Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 75.01–80% LTV

notes

5-Year Variable Insurable Rate. Qualifying rate 5.250%. Applies to insurable 75.01-80% LTV.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

75.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:51.052Z

verification Evidence Expires At

2026-10-19T01:04:51.052Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

MCAN Precision Prime adjustable broker rate; 5 Year; LTV >80%; P-0.40%.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:40.972Z

verification Evidence Expires At

2026-10-19T01:05:40.972Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable ≤65% LTV

notes

MCAN Precision Prime adjustable broker rate; 5 Year; LTV <=65%; P-0.40%.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

0

ltv Max

65

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:40.972Z

verification Evidence Expires At

2026-10-19T01:05:40.972Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

CIBC public special offer; 5-year variable flex; insured purchase. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

amortization Max Years

25

transactions

1. PURCHASE

occupancies

1. OWNER

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:47.928Z

verification Evidence Expires At

2026-10-19T01:04:47.928Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Desjardins advertised special closed reduced variable mortgage rate; standard variable rate 4.45%.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:00.684Z

verification Evidence Expires At

2026-10-19T01:05:00.684Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Special under 25 yr

notes

BMO public special mortgage rate; 5 year variable closed; amortization under 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Neo posted fixed mortgage rate; 6-month.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:47.883Z

verification Evidence Expires At

2026-10-19T01:05:47.883Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

First National posted adjustable mortgage rate; Conventional; Prime minus 0.31%.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:15.054Z

verification Evidence Expires At

2026-10-19T01:05:15.054Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

CIBC public special offer; 3 years; up to 25 year amortization. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

amortization Max Years

25

transactions

1. PURCHASE

occupancies

1. OWNER

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:47.928Z

verification Evidence Expires At

2026-10-19T01:04:47.928Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

RBC public special offer; 5 Year Closed; up to 25 year amortization. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

amortization Max Years

25

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:56.574Z

verification Evidence Expires At

2026-10-19T01:05:56.574Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

5-Year Variable Rate - Closed (up to 25-year amortization).

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:51.052Z

verification Evidence Expires At

2026-10-19T01:04:51.052Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Special over 25 yr

notes

BMO public special mortgage rate; 5 year variable closed; amortization over 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

CIBC public special offer; 5 years; up to 25 year amortization. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

amortization Max Years

25

transactions

1. PURCHASE

occupancies

1. OWNER

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:47.928Z

verification Evidence Expires At

2026-10-19T01:04:47.928Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 65.01–90% LTV

notes

MCAN Precision Prime adjustable broker rate; 5 Year; LTV 65.01-70%; P-0.20%.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

65.01

ltv Max

90

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:40.972Z

verification Evidence Expires At

2026-10-19T01:05:40.972Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 30 yr

notes

RBC public special offer; 5 Year Closed; greater than 25 year amortization. Subject to lender approval.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

30

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

amortization Max Years

30

amortization Min Years

25.01

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:56.574Z

verification Evidence Expires At

2026-10-19T01:05:56.574Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Standard

notes

Client Rates · Our featured offers · 3 Year High Ratio.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:39.013Z

verification Evidence Expires At

2026-10-19T01:04:39.013Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 30 yr

notes

5-Year Variable Rate - Closed (more than 25-year amortization).

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

5000000

amortization Max Years

30

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:51.052Z

verification Evidence Expires At

2026-10-19T01:04:51.052Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 70.01–75% LTV

notes

MCAN Precision Prime adjustable broker rate; 5 Year; LTV 70.01-75%; P-0.15%.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

70.01

ltv Max

75

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:40.972Z

verification Evidence Expires At

2026-10-19T01:05:40.972Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

TD public mortgage rates API; 5 Year Variable Closed special; special advertised rate.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:07:03.982Z

verification Evidence Expires At

2026-10-19T01:07:03.982Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Standard

notes

Client Rates · Our featured offers · 4 Year High Ratio**.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:39.013Z

verification Evidence Expires At

2026-10-19T01:04:39.013Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Rate First

notes

Client Rates · Our featured offers · 5 Year High Ratio.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

promo

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:39.013Z

verification Evidence Expires At

2026-10-19T01:04:39.013Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

Beem public featured insured 5-year fixed closed mortgage rate.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:42.792Z

verification Evidence Expires At

2026-10-19T01:04:42.792Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insurable 75.01–80% LTV

notes

MCAN Precision Prime adjustable broker rate; 5 Year; LTV 75.01-80%; P-0.10%.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURABLE

ltv Min

75.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

999999

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:40.972Z

verification Evidence Expires At

2026-10-19T01:05:40.972Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Marathon advertised starting rate; 5 year adjustable; uninsurable; Prime minus 0.10%.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:23.154Z

verification Evidence Expires At

2026-10-19T01:05:23.154Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

Home Trust Accelerator Mortgage posted insured fixed rate; 4 year.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:18.449Z

verification Evidence Expires At

2026-10-19T01:05:18.449Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

DUCA advertised high-ratio fixed mortgage rate; 5 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:02.281Z

verification Evidence Expires At

2026-10-19T01:05:02.281Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Standard

notes

Client Rates · Our featured offers · 5 Year High Ratio.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:39.013Z

verification Evidence Expires At

2026-10-19T01:04:39.013Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

Manulife Bank Select posted 5-year closed variable rate; prime + 0.00%.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:21.750Z

verification Evidence Expires At

2026-10-19T01:05:21.750Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

B2B Bank posted variable mortgage rate; 5 year; Prime + 0.00%.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:41.290Z

verification Evidence Expires At

2026-10-19T01:04:41.290Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Uninsured – 25 yr

notes

B2B Bank posted variable mortgage rate; 3 year; Prime + 0.00%.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:41.290Z

verification Evidence Expires At

2026-10-19T01:04:41.290Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Variable over 25 yr

notes

BMO public posted mortgage rate; 5 year (closed); amortization over 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Posted Variable under 25 yr

notes

BMO public posted mortgage rate; 5 year (closed); amortization under 25 yr.

conditions

transactions

1. PURCHASE
2. RENEWAL
3. REFINANCE

occupancies

1. OWNER
2. OWNER_PLUS_RENTAL
3. SECOND_HOME

pricing Category

UNINSURED

ltv Min

0.01

ltv Max

80

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

Not supplied

property Value Max

Not supplied

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:04:44.882Z

verification Evidence Expires At

2026-10-19T01:04:44.882Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

Prospera advertised public mortgage rate; 5-Year Closed - Insured.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:54.555Z

verification Evidence Expires At

2026-10-19T01:05:54.555Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

product

Insured

notes

DUCA advertised high-ratio fixed mortgage rate; 3 Year.

conditions

transactions

1. PURCHASE
2. RENEWAL

occupancies

1. OWNER

pricing Category

INSURED

ltv Min

80.01

ltv Max

95

mortgage Amount Min

$0.00

mortgage Amount Max

$99,999,999.99

property Value Min

1

property Value Max

1500000

amortization Max Years

25

first Time Buyer Only

No

new Build Only

No

switch Only

No

program Mode

standard

program

transactions

Not supplied

occupancies

Not supplied

regions

Not supplied

programs

Not supplied

estimate

Not supplied

lender Source Checked At

2026-10-17T13:05:02.281Z

verification Evidence Expires At

2026-10-19T01:05:02.281Z

rate Hold

Not supplied. Source verification expiry is not a rate hold or commitment.