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Canadian mortgage tools · CAD

Current mortgage rates

Current public data and calculations from Pragmatic Mortgage. Anonymous access; no account required.

18 offers shown of 18 matches. Compare the conditions, fees and lender-check times.

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    MCAN Home - Precision Prime for Insured
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https://pragmatic.mortgage/rates?format=html&page=1
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https://pragmatic.mortgage/rates?format=html&page=1
Lender / mortgageAPRConditions and source
MCAN Home - Precision Prime for Insured5-year variable · INSURED
4.05%APR · estimate
Conditions and lender check
product
Insured
notes
MCAN Precision Prime adjustable broker rate; 5 Year; LTV >80%; P-0.40%.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
pricing Category
INSURED
ltv Min
80.01
ltv Max
95
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
1500000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

MCAN Home - Precision Prime for Insured5-year variable · INSURABLE
4.05%APR · estimate
Conditions and lender check
product
Insurable ≤65% LTV
notes
MCAN Precision Prime adjustable broker rate; 5 Year; LTV <=65%; P-0.40%.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
0
ltv Max
65
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

MCAN Home - Precision Prime for Insured5-year variable · INSURABLE
4.25%APR · estimate
Conditions and lender check
product
Insurable 65.01–90% LTV
notes
MCAN Precision Prime adjustable broker rate; 5 Year; LTV 65.01-70%; P-0.20%.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
65.01
ltv Max
90
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

MCAN Home - Precision Prime for Insured5-year variable · INSURABLE
4.30%APR · estimate
Conditions and lender check
product
Insurable 70.01–75% LTV
notes
MCAN Precision Prime adjustable broker rate; 5 Year; LTV 70.01-75%; P-0.15%.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
70.01
ltv Max
75
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

MCAN Home - Precision Prime for Insured5-year variable · INSURABLE
4.35%APR · estimate
Conditions and lender check
product
Insurable 75.01–80% LTV
notes
MCAN Precision Prime adjustable broker rate; 5 Year; LTV 75.01-80%; P-0.10%.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
75.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

MCAN Home - Precision Prime for Insured5-year variable · UNINSURED
4.50%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
MCAN Elevate Conventional adjustable broker rate; LTV <=80%; P+0.05%.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

4.99%APR · estimate
Conditions and lender check
product
Insured
notes
MCAN Precision Prime fixed broker rate; 5 Year; LTV >80%; Purchase.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
pricing Category
INSURED
ltv Min
80.01
ltv Max
95
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
1500000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

4.99%APR · estimate
Conditions and lender check
product
Insured
notes
MCAN Precision Prime fixed broker rate; 3 Year; LTV >80%; Purchase.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
pricing Category
INSURED
ltv Min
80.01
ltv Max
95
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
1500000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

4.99%APR · estimate
Conditions and lender check
product
Insurable ≤65% LTV
notes
MCAN Precision Prime fixed broker rate; 3 Year; LTV <=65%; Purchase.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
0
ltv Max
65
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

5.04%APR · estimate
Conditions and lender check
product
Insured
notes
MCAN Precision Prime fixed broker rate; 5 Year; LTV >80%; Purchase.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
pricing Category
INSURED
ltv Min
80.01
ltv Max
95
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
1500000
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

5.04%APR · estimate
Conditions and lender check
product
Insurable ≤65% LTV
notes
MCAN Precision Prime fixed broker rate; 5 Year; LTV <=65%; Purchase.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
0
ltv Max
65
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

5.24%APR · estimate
Conditions and lender check
product
Insurable 65.01–90% LTV
notes
MCAN Precision Prime fixed broker rate; 3 Year; LTV 65.01-70%; Purchase.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
65.01
ltv Max
90
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

5.24%APR · estimate
Conditions and lender check
product
Insurable 65.01–90% LTV
notes
MCAN Precision Prime fixed broker rate; 5 Year; LTV 65.01-70%; Purchase.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
65.01
ltv Max
90
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

5.29%APR · estimate
Conditions and lender check
product
Insurable 70.01–75% LTV
notes
MCAN Precision Prime fixed broker rate; 3 Year; LTV 70.01-75%; Purchase.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
70.01
ltv Max
75
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

5.29%APR · estimate
Conditions and lender check
product
Insurable 70.01–75% LTV
notes
MCAN Precision Prime fixed broker rate; 5 Year; LTV 70.01-75%; Purchase.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
70.01
ltv Max
75
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

5.34%APR · estimate
Conditions and lender check
product
Insurable 75.01–80% LTV
notes
MCAN Precision Prime fixed broker rate; 3 Year; LTV 75.01-80%; Purchase.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
75.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

5.34%APR · estimate
Conditions and lender check
product
Insurable 75.01–80% LTV
notes
MCAN Precision Prime fixed broker rate; 5 Year; LTV 75.01-80%; Purchase.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
INSURABLE
ltv Min
75.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
1
property Value Max
999999
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

5.35%APR · estimate
Conditions and lender check
product
Uninsured – 25 yr
notes
MCAN Elevate Conventional fixed broker rate; LTV <=80%.
conditions
transactions
  1. PURCHASE
  2. RENEWAL
  3. REFINANCE
occupancies
  1. OWNER
  2. OWNER_PLUS_RENTAL
  3. SECOND_HOME
pricing Category
UNINSURED
ltv Min
0.01
ltv Max
80
mortgage Amount Min
$0.00
mortgage Amount Max
$99,999,999.99
property Value Min
Not supplied
property Value Max
Not supplied
amortization Max Years
25
first Time Buyer Only
No
new Build Only
No
switch Only
No
program Mode
standard
program
transactions
Not supplied
occupancies
Not supplied
regions
Not supplied
programs
Not supplied
estimate
Not supplied
lender Source Checked At
2026-10-17T13:05:40.972Z
verification Evidence Expires At
2026-10-19T01:05:40.972Z
rate Hold
Not supplied. Source verification expiry is not a rate hold or commitment.

Lender source

Scenario, coverage and assumptions
retrieved At
2026-10-18T09:55:36.853Z
currency
CAD
source Url
https://pragmatic.mortgage/rates
compare Url
https://pragmatic.mortgage/rates/explorer
methodology Url
https://pragmatic.mortgage/rates/methodology
coverage
All current advertised offers from the website's verified rate catalogue, before borrower eligibility matching. No lender or default term restriction. Follow pagination.nextUrl or pagination.nextInput until hasMore is false.
filters
lender
MCAN Home - Precision Prime for Insured
page
1
page Size
100
total Matches
18
ranking
Available APR, then stable offer ID. Not a whole-market best-rate or suitability recommendation.
freshness
Retrieval time is not lender verification time. Read each rateEvidence.verifiedAt and expiresAt. Expired or unverified offers are excluded; no historical quote is substituted.
notice
Published conditions are not personal eligibility or an approval. Use search_rates or compare_rates with anonymous scenario numbers to match offers. Brokerage services are British Columbia only.
All pagination details
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1
page Size
100
has More
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