Current mortgage rates | Pragmatic Mortgage

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23 offers shown of 23 matches. Compare the conditions, fees and lender-check times.

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First National Financial
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Lender / mortgage	APR	Conditions and source
First National Financial5-year variable · INSURED	3.70%APR · estimate	Conditions and lender check product Insured notes First National posted adjustable mortgage rate; Insured; Prime minus 0.75%. conditions transactions PURCHASE RENEWAL occupancies OWNER pricing Category INSURED ltv Min 80.01 ltv Max 95 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 1500000 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial5-year variable · INSURABLE	3.75%APR · estimate	Conditions and lender check product Insurable ≤65% LTV notes First National posted adjustable mortgage rate; Insurable up to 65% LTV; Prime minus 0.70%. conditions transactions PURCHASE RENEWAL occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category INSURABLE ltv Min 0 ltv Max 65 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 999999 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial5-year variable · UNINSURED	4.14%APR · estimate	Conditions and lender check product Uninsured – 25 yr notes First National posted adjustable mortgage rate; Conventional; Prime minus 0.31%. conditions transactions PURCHASE RENEWAL REFINANCE occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category UNINSURED ltv Min 0.01 ltv Max 80 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min Not supplied property Value Max Not supplied amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial5-year fixed · INSURED	4.99%APR · estimate	Conditions and lender check product Insured notes First National posted fixed closed mortgage rate; Insured; 5 year. conditions transactions PURCHASE RENEWAL occupancies OWNER pricing Category INSURED ltv Min 80.01 ltv Max 95 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 1500000 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial5-year fixed · INSURABLE	5.04%APR · estimate	Conditions and lender check product Insurable ≤65% LTV notes First National posted fixed closed mortgage rate; Insurable up to 65% LTV; 5 year. conditions transactions PURCHASE RENEWAL occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category INSURABLE ltv Min 0 ltv Max 65 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 999999 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial4-year fixed · INSURED	5.24%APR · estimate	Conditions and lender check product Insured notes First National posted fixed closed mortgage rate; Insured; 4 year. conditions transactions PURCHASE RENEWAL occupancies OWNER pricing Category INSURED ltv Min 80.01 ltv Max 95 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 1500000 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial4-year fixed · UNINSURED	5.24%APR · estimate	Conditions and lender check product Uninsured – 25 yr notes First National posted fixed closed mortgage rate; Conventional; 4 year. conditions transactions PURCHASE RENEWAL REFINANCE occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category UNINSURED ltv Min 0.01 ltv Max 80 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min Not supplied property Value Max Not supplied amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial4-year fixed · INSURABLE	5.24%APR · estimate	Conditions and lender check product Insurable ≤65% LTV notes First National posted fixed closed mortgage rate; Insurable up to 65% LTV; 4 year. conditions transactions PURCHASE RENEWAL occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category INSURABLE ltv Min 0 ltv Max 65 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 999999 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial3-year fixed · INSURED	5.28%APR · estimate	Conditions and lender check product Insured notes First National posted fixed closed mortgage rate; Insured; 3 year. conditions transactions PURCHASE RENEWAL occupancies OWNER pricing Category INSURED ltv Min 80.01 ltv Max 95 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 1500000 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial3-year fixed · UNINSURED	5.28%APR · estimate	Conditions and lender check product Uninsured – 25 yr notes First National posted fixed closed mortgage rate; Conventional; 3 year. conditions transactions PURCHASE RENEWAL REFINANCE occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category UNINSURED ltv Min 0.01 ltv Max 80 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min Not supplied property Value Max Not supplied amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial3-year fixed · INSURABLE	5.28%APR · estimate	Conditions and lender check product Insurable ≤65% LTV notes First National posted fixed closed mortgage rate; Insurable up to 65% LTV; 3 year. conditions transactions PURCHASE RENEWAL occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category INSURABLE ltv Min 0 ltv Max 65 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 999999 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial5-year fixed · UNINSURED	5.31%APR · estimate	Conditions and lender check product Uninsured – 25 yr notes First National posted fixed closed mortgage rate; Conventional; 5 year. conditions transactions PURCHASE RENEWAL REFINANCE occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category UNINSURED ltv Min 0.01 ltv Max 80 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min Not supplied property Value Max Not supplied amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial2-year fixed · INSURABLE	5.34%APR · estimate	Conditions and lender check product Insurable ≤65% LTV notes First National posted fixed closed mortgage rate; Insurable up to 65% LTV; 2 year. conditions transactions PURCHASE RENEWAL occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category INSURABLE ltv Min 0 ltv Max 65 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 999999 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial2-year fixed · INSURED	5.34%APR · estimate	Conditions and lender check product Insured notes First National posted fixed closed mortgage rate; Insured; 2 year. conditions transactions PURCHASE RENEWAL occupancies OWNER pricing Category INSURED ltv Min 80.01 ltv Max 95 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 1500000 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial2-year fixed · UNINSURED	5.34%APR · estimate	Conditions and lender check product Uninsured – 25 yr notes First National posted fixed closed mortgage rate; Conventional; 2 year. conditions transactions PURCHASE RENEWAL REFINANCE occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category UNINSURED ltv Min 0.01 ltv Max 80 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min Not supplied property Value Max Not supplied amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial7-year fixed · INSURED	5.44%APR · estimate	Conditions and lender check product Insured notes First National posted fixed closed mortgage rate; Insured; 7 year. conditions transactions PURCHASE RENEWAL occupancies OWNER pricing Category INSURED ltv Min 80.01 ltv Max 95 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 1500000 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial7-year fixed · UNINSURED	5.44%APR · estimate	Conditions and lender check product Uninsured – 25 yr notes First National posted fixed closed mortgage rate; Conventional; 7 year. conditions transactions PURCHASE RENEWAL REFINANCE occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category UNINSURED ltv Min 0.01 ltv Max 80 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min Not supplied property Value Max Not supplied amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial1-year fixed · INSURABLE	5.69%APR · estimate	Conditions and lender check product Insurable ≤65% LTV notes First National posted fixed closed mortgage rate; Insurable up to 65% LTV; 1 year. conditions transactions PURCHASE RENEWAL occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category INSURABLE ltv Min 0 ltv Max 65 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 999999 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial1-year fixed · INSURED	5.69%APR · estimate	Conditions and lender check product Insured notes First National posted fixed closed mortgage rate; Insured; 1 year. conditions transactions PURCHASE RENEWAL occupancies OWNER pricing Category INSURED ltv Min 80.01 ltv Max 95 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 1500000 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial1-year fixed · UNINSURED	5.69%APR · estimate	Conditions and lender check product Uninsured – 25 yr notes First National posted fixed closed mortgage rate; Conventional; 1 year. conditions transactions PURCHASE RENEWAL REFINANCE occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category UNINSURED ltv Min 0.01 ltv Max 80 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min Not supplied property Value Max Not supplied amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial10-year fixed · INSURED	5.74%APR · estimate	Conditions and lender check product Insured notes First National posted fixed closed mortgage rate; Insured; 10 year. conditions transactions PURCHASE RENEWAL occupancies OWNER pricing Category INSURED ltv Min 80.01 ltv Max 95 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min 1 property Value Max 1500000 amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial10-year fixed · UNINSURED	5.74%APR · estimate	Conditions and lender check product Uninsured – 25 yr notes First National posted fixed closed mortgage rate; Conventional; 10 year. conditions transactions PURCHASE RENEWAL REFINANCE occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category UNINSURED ltv Min 0.01 ltv Max 80 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min Not supplied property Value Max Not supplied amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source
First National Financial0.5-year fixed · UNINSURED	9.95%APR · estimate	Conditions and lender check product Uninsured – 25 yr notes First National posted open term mortgage; 6 month fixed term. conditions transactions PURCHASE RENEWAL REFINANCE occupancies OWNER OWNER_PLUS_RENTAL SECOND_HOME pricing Category UNINSURED ltv Min 0.01 ltv Max 80 mortgage Amount Min $0.00 mortgage Amount Max $99,999,999.99 property Value Min Not supplied property Value Max Not supplied amortization Max Years 25 first Time Buyer Only No new Build Only No switch Only No program Mode standard program transactions Not supplied occupancies Not supplied regions Not supplied programs Not supplied estimate Not supplied lender Source Checked At 2026-10-17T13:05:15.054Z verification Evidence Expires At 2026-10-19T01:05:15.054Z rate Hold Not supplied. Source verification expiry is not a rate hold or commitment. Lender source

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