- calculator
- slug
- rate-compare
- title
- Fixed vs Variable Rate Shock
- description
- Quick payment-shock bands across a fixed offer and expected prime paths.
- category
- rates
- input Schema
{ "type": "object", "properties": { "mortgageBalance": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "amortization": { "type": "object", "properties": { "years": { "type": "integer", "minimum": 0, "maximum": 40 }, "months": { "type": "integer", "minimum": 0, "maximum": 11 } }, "required": [ "years", "months" ], "additionalProperties": false }, "termMonths": { "type": "integer", "minimum": 12, "maximum": 360, "default": 60 }, "fixedRatePercent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "variablePrimeRatePercent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "variableSpreadPercent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ], "default": "0" }, "compounding": { "type": "string", "enum": [ "semi_annual", "monthly", "annual", "quarterly", "bi_weekly", "weekly", "daily" ], "default": "semi_annual" }, "expectedPrimeChangeBps": { "type": "integer", "minimum": -1000, "maximum": 1000, "default": 0 }, "primeShockUpsideBps": { "type": "integer", "minimum": 0, "maximum": 1500, "default": 75 }, "primeShockDownsideBps": { "type": "integer", "minimum": 0, "maximum": 1500, "default": 75 } }, "required": [ "mortgageBalance", "amortization", "fixedRatePercent", "variablePrimeRatePercent" ], "additionalProperties": false }
Canadian mortgage tools · CAD
Fixed vs Variable Rate Shock
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