- calculator
- slug
- affordability
- title
- Affordability (Max Purchase)
- description
- GDS/TDS-driven max price, stress-tested.
- category
- purchase
- input Schema
{ "type": "object", "properties": { "downPayment": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "grossIncomeAnnual": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "otherIncomeAnnual": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "otherDebtsMonthly": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "contractRatePercent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "amortization": { "type": "object", "properties": { "years": { "type": "integer", "minimum": 0, "maximum": 40 }, "months": { "type": "integer", "minimum": 0, "maximum": 11 } }, "required": [ "years", "months" ], "additionalProperties": false }, "shelter": { "type": "object", "properties": { "taxesAnnual": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "heatMonthly": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "condoFeesMonthly": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "insuranceMonthly": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] } }, "required": [ "taxesAnnual", "heatMonthly" ], "additionalProperties": false }, "targets": { "type": "object", "properties": { "maxGds": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "maxTds": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] } }, "additionalProperties": false, "default": {} }, "osfiFloorPercent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "paymentFrequency": { "type": "string", "enum": [ "monthly", "semi_monthly", "biweekly", "accelerated_biweekly", "weekly", "accelerated_weekly" ], "default": "monthly" } }, "required": [ "downPayment", "grossIncomeAnnual", "otherDebtsMonthly", "contractRatePercent", "amortization", "shelter" ], "additionalProperties": false }
Canadian mortgage tools · CAD
Affordability (Max Purchase)
Current public data and calculations from Pragmatic Mortgage. Anonymous access; no account required.