Renting Vs Buying. What is right for me?
Renting VS Buying. The Great Debate. Renting vs Buying. Can we equate apples and oranges? I love the viewpoints on this topic. And have always found it so interesting [...]
24
11, 2022
24
11, 2022
What are Mortgage Pre-Payment Privileges?
Mortgage Pre-Payment Privileges allow you to pay down the principle of your mortgage penalty free! Every lender is different. Some lenders have "cheaper" rate options, but only allow 5-10% privilege annually. Standard pre-payment privileges range from 15-30% annually. This may [...]
24
11, 2022
What Makes Up Your Credit Score?
What Makes Up Your Credit Score? The algorithm for calculating your Equifax / Transunion Credit Score can be rather mind boggling. However, it's actually quite simple what impacts your beacon, and why. Below are the 5 key components of [...]
24
11, 2022
What is a Bona Fide Sales Clause
A bona–fide sale clause is a contract restriction that forces you to stay with lender until the term is up, unless you sell the property non-arms length. Even then, the penalty when you break the mortgage early if you sell [...]
7
10, 2021
Insured Vs Uninsured Mortgage Rates. Whats the Difference?
Insured Vs Uninsured Mortgage Rates. Whats the Difference? The internet is a fantastic shopping tool. Allowing us to source the most competitive and affordable products needed. Yet, searching for a mortgage rate has never been so complicated with all [...]
