- calculator
- slug
- stress-test
- title
- Stress Test Qualifier
- description
- OSFI MQR or contract+buffer; insured/uninsured forks.
- category
- qualification
- input Schema
{ "type": "object", "properties": { "mortgageAmount": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "amortizationYears": { "type": "integer", "minimum": 5, "maximum": 35, "default": 25 }, "paymentFrequency": { "type": "string", "enum": [ "monthly", "semi_monthly", "biweekly", "accelerated_biweekly", "weekly", "accelerated_weekly" ], "default": "monthly" }, "compounding": { "type": "string", "enum": [ "semi_annual", "monthly", "annual", "quarterly", "bi_weekly", "weekly", "daily" ], "default": "semi_annual" }, "contractRatePercent": { "type": "number", "minimum": 0, "maximum": 20, "default": 5 }, "bufferPercent": { "type": "number", "minimum": 0, "maximum": 5, "default": 2 }, "osfiMqrPercent": { "type": "number", "minimum": 0, "maximum": 20, "default": 5.25 }, "termMonths": { "type": "integer", "minimum": 12, "maximum": 360, "default": 60 } }, "required": [ "mortgageAmount" ], "additionalProperties": false }
Canadian mortgage tools · CAD
Stress Test Qualifier
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