- calculator
- slug
- rate-comparison
- title
- Rate Comparison (True Cost)
- description
- Show nominal vs true cost, audit cashback promos, and surface the PV discount math.
- category
- rates
- input Schema
{ "type": "object", "properties": { "mortgageAmount": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "amortizationYears": { "type": "integer", "minimum": 1, "maximum": 40 }, "termYears": { "type": "integer", "minimum": 1, "maximum": 40 }, "rate1Percent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "rate2Percent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "compoundingPeriodsPerYear": { "type": "integer", "minimum": 1, "maximum": 365, "default": 2 }, "paymentsPerYear": { "type": "integer", "minimum": 1, "maximum": 52, "default": 12 }, "discountRateSource": { "type": "string", "enum": [ "rate1", "rate2", "custom" ], "default": "rate1" }, "customDiscountRatePercent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] } }, "required": [ "mortgageAmount", "amortizationYears", "termYears", "rate1Percent", "rate2Percent" ], "additionalProperties": false }
Canadian mortgage tools · CAD
Rate Comparison (True Cost)
Current public data and calculations from Pragmatic Mortgage. Anonymous access; no account required.