- calculator
- slug
- penalty-estimator
- title
- IRD Penalty Calculator
- description
- Compare 3-month interest, contract-rate IRD, and posted-rate IRD.
- category
- payments
- input Schema
{ "type": "object", "properties": { "principalBalance": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "contractRatePercent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "originalPostedRatePercent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "originalDiscountPercent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "currentComparisonPostedRatePercent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "currentComparisonDiscountedRatePercent": { "anyOf": [ { "type": "number" }, { "type": "string", "pattern": "^-?\\d+(?:\\.\\d+)?$" } ] }, "remainingTermMonths": { "type": "integer", "minimum": 1, "maximum": 300 }, "compounding": { "type": "string", "enum": [ "semi_annual", "monthly", "annual", "quarterly", "bi_weekly", "weekly", "daily" ], "default": "semi_annual" } }, "required": [ "principalBalance", "contractRatePercent", "originalPostedRatePercent", "currentComparisonPostedRatePercent", "currentComparisonDiscountedRatePercent", "remainingTermMonths" ], "additionalProperties": false }
Canadian mortgage tools · CAD
IRD Penalty Calculator
Current public data and calculations from Pragmatic Mortgage. Anonymous access; no account required.