Mortgage Document Checklist

Please go to pragmatic.mortgage/consent on a smartphone and print and sign your name.

You have 2 options to send these documents:

Encrypted Email: admin@pragmatic.mortgage

Encrypted Online Upload: pragmatic.mortgage/docs

A 90 day history of your bank statements.

Please note: If your bank statements do not have your name and account numbers on it. The bank will likely reject the documents.

1) Your most recent mortgage statement for ALL properties you own.

It must clearly show balance owing, interest rate, and maturity date.

2) Copy of recent Property Tax Statement showing paid in full.

1) A recent pay stub.

2) Most recent 2 years T4 slips from employer

3) Letter of Employment:

The banks ask that the letter clearly states length of employment, wages earned, guaranteed hours, position/title, and signature and contact information for the manager.

1) Most recent 2 years Notice of Assessments:

2) Most recent 2 years T1 General (full version, not summary)

1) Most recent 2 years Notice of Assessments:

2) Most recent 2 years T1 General (full version, not summary)

3) Most recent 2 years T2's OR Financial Statements

1) Most recent 2 years or T4 of your Old Age Security and/or CPP pension income

2) Most recent 2 years Notice of Assessments:

#) Most recent 2 years T1 General (full version, not summary)

***Your REALTOR will likely provide these documents on your behalf.

1) Conditional offer to purchase

2) MLS Listing details

3) Property Disclosure Statement (PDS)

4) Form B and AGM Minutres (If applicable)