About Kyle Wilson

Kyle Wilson is a Top Mortgage Broker since 2012. Born and raised in the Okanagan Valley his passion is innovation, technology and using financing to develop a sustainable future.
24 02, 2023

Housing affordability is a significant issue in Canada. Let’s fix it.

By |2023-02-24T08:35:37-08:00February 24th, 2023|Categories: Business Development, Local Business, Mortgage, Real Estate, Residential, Uncategorized|0 Comments

The complexity of building codes and obtaining building permits Housing affordability is a significant issue in Canada, with high housing costs making it difficult for many Canadians to afford a home. The issue has been amplified in recent years as [...]

6 02, 2023

Pros and Cons of cosigning a loan for family or friends?

By |2023-02-06T13:16:10-08:00February 6th, 2023|Categories: Auto, Credit, Finance, Mortgage, Real Estate, Residential|0 Comments

What cosigning a loan means Cosigning a loan refers to the act of someone (the cosigner) agreeing to take equal responsibility for repaying a loan alongside the primary borrower. The cosigner acts as a co-guarantor, promising to repay the loan if [...]

30 01, 2023

What is a Goldilocks community, and why is this density “just right”?

By |2023-01-30T12:54:48-08:00January 30th, 2023|Categories: Investment Property, Mortgage, Real Estate, Residential|0 Comments

Finding the Perfect Balance for Urban Development Urban development has become one of the most pressing issues facing modern societies, as cities continue to grow at a rapid pace. While cities offer numerous benefits such as employment, education and cultural [...]

29 01, 2023

Understanding the Appraisal Process: Why Some Transactions Require an Appraisal and Others Don’t

By |2023-01-24T14:39:11-08:00January 29th, 2023|Categories: Mortgage, Real Estate, Residential, Technology|0 Comments

As a homebuyer, mortgage holder, or refinancer, you may have found yourself wondering why some transactions require an appraisal of the property while others do not. The answer to this question lies in a variety of factors, including lender specific [...]

22 01, 2023

The History of the Canadian Banking System History and How It Works Today.

By |2023-01-21T12:18:44-08:00January 22nd, 2023|Categories: Credit, Mortgage, Real Estate|0 Comments

How it Started The banking system in Canada has a long and rich history that dates back to the early days of European settlement. The first banks in Canada were established in the late 1700s, and were primarily focused on [...]

17 01, 2023

Canada’s 6.3% Inflation: Gas Prices Fall, Grocery Prices Rise.

By |2023-01-17T10:02:39-08:00January 17th, 2023|Categories: Finance, Investment Property, Local Business, Mortgage, Real Estate|0 Comments

As Canadians brace for another potential interest rate hike by the Bank of Canada, new data released by Statistics Canada has revealed some promising news on the inflation front. According to the figures published on Tuesday, the country's annual inflation rate [...]

17 01, 2023

The Bank of Canada has announced its schedule for interest rate announcements in 2023.

By |2023-01-16T12:33:59-08:00January 17th, 2023|Categories: Finance, Investment Property, Mortgage, Real Estate, Uncategorized|0 Comments

Interest rate announcements in 2023 The Bank of Canada has recently announced its schedule for interest rate announcements in 2023. The central bank will be making its interest rate announcements on the following dates: January 19, March 9, April 13, [...]

14 01, 2023

5 Tips for First-Time Homebuyers to Secure the Best Mortgage Rate

By |2023-01-15T15:04:51-08:00January 14th, 2023|Categories: Mortgage, Real Estate|0 Comments

Purchasing a home as an FTHB (First Time Home Buyer) can be an exciting, yet overwhelming experience. One of the most important factors to consider when buying a home is securing a favorable mortgage rate. A lower mortgage rate can [...]

12 01, 2023

OSFI Invites Public Consultation on Proposed Changes to Mortgage Lending Guidelines

By |2023-01-12T12:14:51-08:00January 12th, 2023|Categories: Credit, Finance, Mortgage, Real Estate|0 Comments

OSFI launches public consultation on guideline B-20 The Office of the Superintendent of Financial Institutions (OSFI), Canada's banking regulator, has proposed significant changes to housing finance, with the potential for three new limits on how lenders grant mortgages. The proposal [...]

26 01, 2022

Bank of Canada holds target rate at 0.25%. Until March.

By |2022-01-26T22:37:41-08:00January 26th, 2022|Categories: Mortgage|0 Comments

The Bank of Canada’s decision Wednesday to keep interest rates near zero at least until early March will continue to add fuel to the country’s overheated housing market. The central bank said it “expects interest [...]

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