Canada’s Mortgage Broker
A Mortgage Broker’s job is to get you the lowest interest rate possible and best product. That’s what we do. Simple, efficient, fast mortgage solutions
Canada’s Mortgage Broker
A Mortgage Broker’s job is to get you the lowest interest rate possible and best product. That’s what we do. Simple, efficient, fast mortgage solutions
HOW WE EARN YOUR BUSINESS
FREE
As your Licensed Mortgage Broker, our service is free of charge. We are paid by the banks to provide you the best rates and terms.
Security
This website and all digital communication about your personal financials is protected by the latest modern web security TLS practices. Everything you submit to us is fully encrypted and strictly confidential.
Volume
Because we Broker under the Paragon Mortgage Network. As a team we do billions of dollars annually with the banks, which is why they provide us the discounts, which in turn we pass on to you.
5 Star Reviews
A proven track record with years of experience and past clients to prove it. Check out our google reviews.
BC Born and Raised.
The early beginnings of Pragmatic Lending start in the beautiful Mortgage Broker Kelowna location.
Ontario (coming soon)
Pragmatic Mortgage Lending will be launching its services in Ontario soon!
Your Best Mortgage Advice is minutes away.
Phenomenal
“We highly recommend Pragmatic Lending. As a first time home buyers and self employed, plus with everything going on with COVID-19, there were a lot of challenges to overcome in order for us to purchase our home. Despite all of that, Pragmatic worked closely with us and pushed through, even when it seemed like things might not work out. We were very impressed by their dedication!” – VC
Answer’s to your mortgage needs.
As your Mortgage Broker. We provide a powerful service and consultation service.
We have the most flexible options available to suit your style.
Want to meet in person? Book an appointment with one of our Broker’s Nationwide.
Like to do everything online? Get started.
Prefer to do it over the phone? Call us today!
Absolutely not. But we guarantee you will be impressed with the options we provide. Find a better solution without us, we will give you $500 just to stopping by!
Due to the sheer volume of millions of dollars being funded with over 40 banks, credit unions and monoline lenders. Combined with out efficiency; they trust us. Thus, we receive preferential discounted rates that we pass on to you.
Mortgage Solutions
Pre-Approval
No idea where to start? That’s where we come in. Mortgage qualifying is a complex endeavour in today’s world.
First Time Home Buyer
The mortgage industry and policy changes frequently. There is not such thing as a dumb question. Schedule a consultation with one of our brokers and ask us where to being. For free.
Investment Properties
Real Estate investing can provide short term cash flow solutions; with long term investment growth.
Mortgage Refinancing
Looking to renovate? Has a life event happened? Or maybe you found a solid investment? Put your equity to work for you.
Mortgage Renewal
Should you simply renew with your current lender? Or should you Switch/Transfer. We know current market conditions to take the guessing game out of it.
Self-Employed Mortgage
Self Employment is the backbone of the Canadian Economy. Let’s find you a mortgage product you deserve.
Bruised Credit Mortgage
Life can throw us unforeseen circumstances. But if you have strong cash savings, or strong equity. We will show you exciting options to get your feet back on the ground.
New To Canada Mortgage
It can be tough to get credit established when you are New To Canada. We offer special programs sponsored by CMHC Canada and National Banks to get you approved well before your credit has been established.
Vacation & Cottage Mortgage
Make your dreams a reality. We will secure you financing for the other place… you call home away from home.
Contact Us Your Way.
THE PROCESS
We only ask important questions that will get your an approval quickly and efficiently.
We will send you a simple document checklist of items we are required by law to collect and verify for your approval.
Approval
We secure the lowest rate, send you docs to review, answer all your questions and keep you informed . That’s it!
Certified. Compliant. Ethical.
We go beyond the minimum requirements of British Columbia Law. Certified to protect your interest.
OUR MORTGAGE LENDERS
