24 11, 2022

What are Mortgage Pre-Payment Privileges?

By |2022-11-24T22:54:54-08:00November 24th, 2022|Categories: |0 Comments

Mortgage Pre-Payment Privileges allow you to pay down the principle of your mortgage penalty free!  Every lender is different.  Some lenders have "cheaper" rate options, but only allow 5-10% privilege annually.  Standard pre-payment privileges range from 15-30% annually.  This may [...]

7 10, 2021

Insured Vs Uninsured Mortgage Rates. Whats the Difference?

By |2021-10-07T16:02:10-07:00October 7th, 2021|Categories: |0 Comments

Insured Vs Uninsured Mortgage Rates. Whats the Difference? The internet is a fantastic shopping tool.  Allowing us to source the most competitive and affordable products needed.  Yet, searching for a mortgage rate has never been so complicated with all [...]

3 08, 2021

Interest Rate Differential (Mortgage IRD) Explanation

By |2021-08-03T19:24:33-07:00August 3rd, 2021|Categories: , |0 Comments

Interest Rate Differential (Mortgage IRD). What is it? The interest rate differential is calculation method lenders will use to break your mortgage early if needed. Simply put, depending on how far you are in the term of your product, they [...]

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