{"generatedAt":"2026-10-03T23:51:17.666Z","notice":"Current catalogue examples for owner-occupied British Columbia properties. Rates match the stated example scenarios, not your personal eligibility. This is not every lender product or a whole-market best-rate claim. Insurance, underwriting, fees and lender conditions apply. A rate hold does not extend an offer's availability.","examples":[{"id":"insured-purchase","label":"Insured purchase: $750,000 home, $75,000 down, 25-year amortization","scenario":{"transaction":"PURCHASE","priceOrValue":750000,"downPaymentAmount":75000,"amortizationYears":25,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any"}},{"id":"conventional-purchase","label":"20% down purchase: $750,000 home, $150,000 down, 25-year amortization","scenario":{"transaction":"PURCHASE","priceOrValue":750000,"downPaymentAmount":150000,"amortizationYears":25,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any"}},{"id":"conventional-purchase-30","label":"20% down purchase: $750,000 home, $150,000 down, 30-year amortization","scenario":{"transaction":"PURCHASE","priceOrValue":750000,"downPaymentAmount":150000,"amortizationYears":30,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any"}},{"id":"renewal","label":"Renewal: $750,000 home, $150,000 equity, 25-year amortization","scenario":{"transaction":"RENEWAL","priceOrValue":750000,"downPaymentAmount":null,"amortizationYears":25,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any","equityAmount":150000}},{"id":"refinance","label":"Refinance: $750,000 home, $150,000 equity, 30-year amortization","scenario":{"transaction":"REFINANCE","priceOrValue":750000,"downPaymentAmount":null,"amortizationYears":30,"occupancy":"OWNER","province":"BC","isFirstTimeBuyer":false,"isNewConstruction":false,"programMode":"any","equityAmount":150000}}],"lenders":[{"id":"aa62c89c-ce65-4cfc-97b4-4a5839612009","name":"Marathon Mortgage","slug":"marathon-mortgage","aliases":[],"path":"/rates/lenders/marathon-mortgage","offers":[{"id":"749988cf-7478-4366-b88c-5ae3e63a0c1d","lenderId":"aa62c89c-ce65-4cfc-97b4-4a5839612009","product":"Insured","ratePercent":3.5,"aprPercent":null,"rateType":"VARIABLE","termMonths":60,"category":"INSURED","bucket":"INSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"Marathon advertised starting rate; 5 year adjustable; insured/insurable; Prime minus 0.95%.","verifiedAt":"2026-10-03T23:19:06.724Z","expiresAt":"2026-10-05T11:19:06.724Z","source":"public","sourceUrl":"https://marathonmortgage.ca/rates","exampleIds":["insured-purchase"]},{"id":"8bcd8521-b771-410d-bcbf-60acb32dbfcd","lenderId":"aa62c89c-ce65-4cfc-97b4-4a5839612009","product":"Insured","ratePercent":3.99,"aprPercent":null,"rateType":"FIXED","termMonths":6,"category":"INSURED","bucket":"INSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"Marathon advertised starting rate; 6 month fixed; purchases and switches; insurance premium required.","verifiedAt":"2026-10-03T23:19:06.724Z","expiresAt":"2026-10-05T11:19:06.724Z","source":"public","sourceUrl":"https://marathonmortgage.ca/rates","exampleIds":["insured-purchase"]},{"id":"f27dab12-9f97-4e45-b1b5-876b62915a7e","lenderId":"aa62c89c-ce65-4cfc-97b4-4a5839612009","product":"Uninsured – 25 yr","ratePercent":4.35,"aprPercent":null,"rateType":"VARIABLE","termMonths":60,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"Marathon advertised starting rate; 5 year adjustable; uninsurable; Prime minus 0.10%.","verifiedAt":"2026-10-03T23:19:06.724Z","expiresAt":"2026-10-05T11:19:06.724Z","source":"public","sourceUrl":"https://marathonmortgage.ca/rates","exampleIds":["conventional-purchase","renewal"]},{"id":"bd2fd843-6e8e-4c4d-8c38-f0551192a219","lenderId":"aa62c89c-ce65-4cfc-97b4-4a5839612009","product":"Insured","ratePercent":4.74,"aprPercent":null,"rateType":"FIXED","termMonths":36,"category":"INSURED","bucket":"INSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"Marathon advertised starting rate; 3 year fixed; insured/insurable purchases and switches.","verifiedAt":"2026-10-03T23:19:06.724Z","expiresAt":"2026-10-05T11:19:06.724Z","source":"public","sourceUrl":"https://marathonmortgage.ca/rates","exampleIds":["insured-purchase"]},{"id":"01ca48a5-965b-4f2c-83ad-d47e311acbb4","lenderId":"aa62c89c-ce65-4cfc-97b4-4a5839612009","product":"Insured","ratePercent":4.74,"aprPercent":null,"rateType":"FIXED","termMonths":60,"category":"INSURED","bucket":"INSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"Marathon advertised starting rate; 5 year fixed; insured/insurable purchases and switches.","verifiedAt":"2026-10-03T23:19:06.724Z","expiresAt":"2026-10-05T11:19:06.724Z","source":"public","sourceUrl":"https://marathonmortgage.ca/rates","exampleIds":["insured-purchase"]},{"id":"15413b5e-91fb-4280-926a-0083425b7035","lenderId":"aa62c89c-ce65-4cfc-97b4-4a5839612009","product":"Uninsured – 25 yr","ratePercent":5.2,"aprPercent":null,"rateType":"FIXED","termMonths":60,"category":"UNINSURED","bucket":"UNINSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"Marathon advertised starting rate; 5 year fixed; uninsurable purchases and refinances.","verifiedAt":"2026-10-03T23:19:06.724Z","expiresAt":"2026-10-05T11:19:06.724Z","source":"public","sourceUrl":"https://marathonmortgage.ca/rates","exampleIds":["conventional-purchase","renewal"]},{"id":"e702a45f-083b-4883-862e-cb855cfdff67","lenderId":"aa62c89c-ce65-4cfc-97b4-4a5839612009","product":"Insured","ratePercent":5.24,"aprPercent":null,"rateType":"FIXED","termMonths":48,"category":"INSURED","bucket":"INSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"Marathon advertised starting rate; 4 year fixed; insured/insurable purchases and switches.","verifiedAt":"2026-10-03T23:19:06.724Z","expiresAt":"2026-10-05T11:19:06.724Z","source":"public","sourceUrl":"https://marathonmortgage.ca/rates","exampleIds":["insured-purchase"]},{"id":"65be5290-f8b4-47be-b0d4-7082f4db8876","lenderId":"aa62c89c-ce65-4cfc-97b4-4a5839612009","product":"Insured","ratePercent":5.69,"aprPercent":null,"rateType":"FIXED","termMonths":24,"category":"INSURED","bucket":"INSURED","amortizationMaxYears":25,"isPromo":false,"conditions":"Marathon advertised starting rate; 2 year fixed; insured/insurable purchases and switches.","verifiedAt":"2026-10-03T23:19:06.724Z","expiresAt":"2026-10-05T11:19:06.724Z","source":"public","sourceUrl":"https://marathonmortgage.ca/rates","exampleIds":["insured-purchase"]}]}]}