{"retrievedAt":"2026-10-18T10:54:08.285Z","currency":"CAD","sourceUrl":"https://pragmatic.mortgage/rates","compareUrl":"https://pragmatic.mortgage/rates/explorer","methodologyUrl":"https://pragmatic.mortgage/rates/methodology","coverage":"All current advertised offers from the website's verified rate catalogue, before borrower eligibility matching. No lender or default term restriction. Follow pagination.nextUrl or pagination.nextInput until hasMore is false.","filters":{"lender":"Community Savings Credit Union","page":1,"pageSize":100},"totalMatches":15,"pagination":{"page":1,"pageSize":100,"hasMore":false,"nextInput":null,"nextUrl":null},"rates":[{"rateId":"3614c094-a9a7-4ef4-97b0-01c9008d7048","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Uninsured – 25 yr","ratePercent":3.95,"aprPercent":3.95,"aprBasis":"lender_reported","rateType":"VARIABLE","termYears":5,"pricingBucket":"UNINSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["Conventional / uninsured"],"notes":"Community Savings posted variable mortgage rate; 5-Year Variable, Closed.; prime 4.45%.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL","REFINANCE"],"occupancies":["OWNER","OWNER_PLUS_RENTAL","SECOND_HOME"],"pricingCategory":"UNINSURED","ltvMin":0.01,"ltvMax":80,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":null,"propertyValueMax":null,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"e3ea2d84-22bc-4f19-90b0-fdc5826ca684","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Insured","ratePercent":4.49,"aprPercent":4.49,"aprBasis":"lender_reported","rateType":"FIXED","termYears":3,"pricingBucket":"INSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["High-ratio insured"],"notes":"Community Savings posted insured mortgage rate; 3-Year, fixed.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL"],"occupancies":["OWNER"],"pricingCategory":"INSURED","ltvMin":80.01,"ltvMax":95,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":1,"propertyValueMax":1500000,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"a0533998-e60f-4c0e-a3a9-15c6f29c3216","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Insured","ratePercent":4.54,"aprPercent":4.54,"aprBasis":"lender_reported","rateType":"FIXED","termYears":4,"pricingBucket":"INSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["High-ratio insured"],"notes":"Community Savings posted insured mortgage rate; 4-Year, fixed.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL"],"occupancies":["OWNER"],"pricingCategory":"INSURED","ltvMin":80.01,"ltvMax":95,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":1,"propertyValueMax":1500000,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"d69cbb3c-27ee-464f-88db-ed51b00c4c8f","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Insured","ratePercent":4.59,"aprPercent":4.59,"aprBasis":"lender_reported","rateType":"FIXED","termYears":5,"pricingBucket":"INSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["High-ratio insured"],"notes":"Community Savings posted insured mortgage rate; 5-Year, fixed.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL"],"occupancies":["OWNER"],"pricingCategory":"INSURED","ltvMin":80.01,"ltvMax":95,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":1,"propertyValueMax":1500000,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"023ceeec-cb1f-40d6-b1f9-b8a9662a1783","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Uninsured – 25 yr","ratePercent":4.64,"aprPercent":4.64,"aprBasis":"lender_reported","rateType":"FIXED","termYears":3,"pricingBucket":"UNINSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["Conventional / uninsured"],"notes":"Community Savings posted closed mortgage rate; 3-Year.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL","REFINANCE"],"occupancies":["OWNER","OWNER_PLUS_RENTAL","SECOND_HOME"],"pricingCategory":"UNINSURED","ltvMin":0.01,"ltvMax":80,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":null,"propertyValueMax":null,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"05cfd74e-cb9e-45af-a79f-249057a8e516","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Uninsured – 25 yr","ratePercent":4.69,"aprPercent":4.69,"aprBasis":"lender_reported","rateType":"FIXED","termYears":4,"pricingBucket":"UNINSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["Conventional / uninsured"],"notes":"Community Savings posted closed mortgage rate; 4-Year.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL","REFINANCE"],"occupancies":["OWNER","OWNER_PLUS_RENTAL","SECOND_HOME"],"pricingCategory":"UNINSURED","ltvMin":0.01,"ltvMax":80,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":null,"propertyValueMax":null,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"197ba3ac-be65-432b-9ff5-f684d668b050","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Uninsured – 25 yr","ratePercent":4.69,"aprPercent":4.69,"aprBasis":"lender_reported","rateType":"FIXED","termYears":2,"pricingBucket":"UNINSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["Conventional / uninsured"],"notes":"Community Savings posted closed mortgage rate; 2-Year.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL","REFINANCE"],"occupancies":["OWNER","OWNER_PLUS_RENTAL","SECOND_HOME"],"pricingCategory":"UNINSURED","ltvMin":0.01,"ltvMax":80,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":null,"propertyValueMax":null,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"db1cf9c1-4938-490f-9bea-8ed2d6b27dcf","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Uninsured – 25 yr","ratePercent":4.74,"aprPercent":4.74,"aprBasis":"lender_reported","rateType":"FIXED","termYears":5,"pricingBucket":"UNINSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["Conventional / uninsured"],"notes":"Community Savings posted closed mortgage rate; 5-Year.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL","REFINANCE"],"occupancies":["OWNER","OWNER_PLUS_RENTAL","SECOND_HOME"],"pricingCategory":"UNINSURED","ltvMin":0.01,"ltvMax":80,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":null,"propertyValueMax":null,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"e3c872bf-e8f8-4cb0-ad9b-184c5b08e258","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Uninsured – 25 yr","ratePercent":4.99,"aprPercent":4.99,"aprBasis":"lender_reported","rateType":"FIXED","termYears":1,"pricingBucket":"UNINSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["Conventional / uninsured"],"notes":"Community Savings posted closed mortgage rate; 1-Year.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL","REFINANCE"],"occupancies":["OWNER","OWNER_PLUS_RENTAL","SECOND_HOME"],"pricingCategory":"UNINSURED","ltvMin":0.01,"ltvMax":80,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":null,"propertyValueMax":null,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"7a0f9646-27bd-4e37-82a8-f6e89eebb11f","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Uninsured – 25 yr","ratePercent":5.45,"aprPercent":5.45,"aprBasis":"lender_reported","rateType":"VARIABLE","termYears":1,"pricingBucket":"UNINSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["Conventional / uninsured"],"notes":"Community Savings posted variable mortgage rate; 1-Year Variable, Open.; prime 4.45%.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL","REFINANCE"],"occupancies":["OWNER","OWNER_PLUS_RENTAL","SECOND_HOME"],"pricingCategory":"UNINSURED","ltvMin":0.01,"ltvMax":80,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":null,"propertyValueMax":null,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"9d2e6c02-6fa5-4577-802f-85353ff7dd53","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Uninsured – 25 yr","ratePercent":6.09,"aprPercent":6.09,"aprBasis":"lender_reported","rateType":"FIXED","termYears":0.5,"pricingBucket":"UNINSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["Conventional / uninsured"],"notes":"Community Savings posted closed mortgage rate; 6 Month.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL","REFINANCE"],"occupancies":["OWNER","OWNER_PLUS_RENTAL","SECOND_HOME"],"pricingCategory":"UNINSURED","ltvMin":0.01,"ltvMax":80,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":null,"propertyValueMax":null,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"f9162c6b-765d-43f3-b3e3-2b00b242f6f0","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Uninsured – 25 yr","ratePercent":6.4,"aprPercent":6.4,"aprBasis":"lender_reported","rateType":"FIXED","termYears":7,"pricingBucket":"UNINSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["Conventional / uninsured"],"notes":"Community Savings posted closed mortgage rate; 7-Year.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL","REFINANCE"],"occupancies":["OWNER","OWNER_PLUS_RENTAL","SECOND_HOME"],"pricingCategory":"UNINSURED","ltvMin":0.01,"ltvMax":80,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":null,"propertyValueMax":null,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"e780771f-b306-47e8-9dfa-fe6f22eb8660","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Uninsured – 25 yr","ratePercent":6.8,"aprPercent":6.8,"aprBasis":"lender_reported","rateType":"FIXED","termYears":10,"pricingBucket":"UNINSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["Conventional / uninsured"],"notes":"Community Savings posted closed mortgage rate; 10-Year.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL","REFINANCE"],"occupancies":["OWNER","OWNER_PLUS_RENTAL","SECOND_HOME"],"pricingCategory":"UNINSURED","ltvMin":0.01,"ltvMax":80,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":null,"propertyValueMax":null,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"33be94cd-cad3-460f-bf30-b28891651c48","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Uninsured – 25 yr","ratePercent":9.75,"aprPercent":9.75,"aprBasis":"lender_reported","rateType":"FIXED","termYears":1,"pricingBucket":"UNINSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["Conventional / uninsured"],"notes":"Community Savings posted open mortgage rate; 1-Year.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL","REFINANCE"],"occupancies":["OWNER","OWNER_PLUS_RENTAL","SECOND_HOME"],"pricingCategory":"UNINSURED","ltvMin":0.01,"ltvMax":80,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":null,"propertyValueMax":null,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}},{"rateId":"96d7e213-2c43-42b1-85c7-75e665885a08","isPromo":false,"lender":"Community Savings Credit Union","lenderSlug":"community-savings-credit-union","lenderLogoUrl":"https://supabase.pragmatic.mortgage/storage/v1/object/public/branding/lenders/community-savings-credit-union/1765657993314.jpg","product":"Uninsured – 25 yr","ratePercent":9.75,"aprPercent":9.75,"aprBasis":"lender_reported","rateType":"FIXED","termYears":0.5,"pricingBucket":"UNINSURED","amortizationMaxYears":25,"rateHoldDays":null,"rateHoldLabel":null,"specialTags":["Conventional / uninsured"],"notes":"Community Savings posted open mortgage rate; 6 Month.","ratesUpdatedAt":"2026-10-17T13:04:57.535+00:00","effectiveFrom":"2026-10-17","effectiveTo":null,"rateEvidence":{"sourceType":"public","verifiedAt":"2026-10-17T13:04:57.370Z","expiresAt":"2026-10-19T01:04:57.370Z","rateKind":"posted","publicUrl":"https://www.comsavings.com/more/get-rates"},"conditions":{"transactions":["PURCHASE","RENEWAL","REFINANCE"],"occupancies":["OWNER","OWNER_PLUS_RENTAL","SECOND_HOME"],"pricingCategory":"UNINSURED","ltvMin":0.01,"ltvMax":80,"mortgageAmountMin":0,"mortgageAmountMax":99999999.99,"propertyValueMin":null,"propertyValueMax":null,"amortizationMaxYears":25,"firstTimeBuyerOnly":false,"newBuildOnly":false,"switchOnly":false,"programMode":"standard","program":{"transactions":null,"occupancies":null,"regions":null,"programs":null}}}],"ranking":"Available APR, then stable offer ID. Not a whole-market best-rate or suitability recommendation.","freshness":"Retrieval time is not lender verification time. Read each rateEvidence.verifiedAt and expiresAt. Expired or unverified offers are excluded; no historical quote is substituted.","notice":"Published conditions are not personal eligibility or an approval. Use search_rates or compare_rates with anonymous scenario numbers to match offers. Brokerage services are British Columbia only."}