{"ok":true,"tool":"pragmatic.calculate.v1","result":{"calculator":{"slug":"minimum-down-payment","title":"Minimum Down Payment","url":"https://pragmatic.mortgage/calculators/minimum-down-payment"},"input":{"purchasePrice":1500000,"availableDownPayment":100000,"occupancy":"OWNER_OCCUPIED"},"result":{"minimumRequired":"300000.00","minimumPercent":"20.00","loanAmount":"1200000.00","ltvPercent":"80.00","insuredEligible":false,"requiresUninsured":true,"availableDownPayment":"100000.00","shortfall":"200000.00","breakdown":[{"label":"Entire purchase @ 20%","amount":"300000.00","ratePercent":"20.00"}],"notes":["Homes at or above $1,500,000 are uninsured; lenders require 20% down.","You are short $200000.00 to meet the minimum."]},"notice":"Educational estimate only. Rates, qualification, taxes, fees, and lender policy can change; confirm a live file with a licensed mortgage broker."}}